Ameriprise Financial Services, LLC Independent Advisor Business vs The UPS Store
Franchise Comparison 2026
Ameriprise Financial Services, LLC Independent Advisor Business is a financial services franchise, while The UPS Store operates in retail. Ameriprise Financial Services, LLC Independent Advisor Business requires an investment of $10K – $138K while The UPS Store requires $88K – $497K. In terms of revenue, Ameriprise Financial Services, LLC Independent Advisor Business reports higher average unit revenue at $3.1M. The UPS Store has SBA lending data on file with a 9.9% charge-off rate. FranchiseVerdict rates Ameriprise Financial Services, LLC Independent Advisor Business A (Top Quintile) and The UPS Store A (Top Quintile).
| Metric | Ameriprise Financial Services, LLC Independent Advisor Business | The UPS Store |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | ATop QuintileTop Quintile |
| Investment Range | $10K – $138K | $88K – $497K |
| Franchise Fee | $2K | $30K |
| Royalty Rate | Franchisor retains a percentage of GDC (Gross Dealer Concession) per a Compensation Reference Guide payout grid. Franchisee receives the balance after deduction of Association Fee and other charges. Payout rate ranges from 72% to 91% based on production level (GDC). The 2025 average payout rate ranged from 73.7% to 88.0%. | Not disclosed in provided text |
| Average Revenue (Item 19) | $3.1M | $687K |
| SBA Charge-Off Rate | N/A | 9.9% (3051 loans) |
| Total Units | 5,462 | 5,234 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1999 | 1980 |
| FDD Year | 2026 | 2024 |
Ameriprise Financial Services, LLC Independent Advisor Business
ATop QuintileTop Quintile
The UPS Store
ATop QuintileTop Quintile
Investment Range
$10K – $138K
$88K – $497K
Franchise Fee
$2K
$30K
Royalty Rate
Franchisor retains a percentage of GDC (Gross Dealer Concession) per a Compensation Reference Guide payout grid. Franchisee receives the balance after deduction of Association Fee and other charges. Payout rate ranges from 72% to 91% based on production level (GDC). The 2025 average payout rate ranged from 73.7% to 88.0%.
Not disclosed in provided text
Average Revenue (Item 19)
$3.1M
$687K
SBA Charge-Off Rate
N/A
9.9% (3051 loans)
Total Units
5,462
5,234
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1999
1980
FDD Year
2026
2024