Ameriprise Financial Services, LLC Independent Advisor Business vs Papa Johns
Franchise Comparison 2026
Ameriprise Financial Services, LLC Independent Advisor Business is a financial services franchise, while Papa Johns operates in quick-service restaurants. Ameriprise Financial Services, LLC Independent Advisor Business requires an investment of $10K – $138K while Papa Johns requires $261K – $853K. In terms of revenue, Ameriprise Financial Services, LLC Independent Advisor Business reports higher average unit revenue at $3.1M. Papa Johns has SBA lending data on file with a 18.1% charge-off rate. FranchiseVerdict rates Ameriprise Financial Services, LLC Independent Advisor Business A (Top Quintile) and Papa Johns A (Top Quintile).
| Metric | Ameriprise Financial Services, LLC Independent Advisor Business | Papa Johns |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | ATop QuintileTop Quintile |
| Investment Range | $10K – $138K | $261K – $853K |
| Franchise Fee | $2K | $25K |
| Royalty Rate | Franchisor retains a percentage of GDC (Gross Dealer Concession) per a Compensation Reference Guide payout grid. Franchisee receives the balance after deduction of Association Fee and other charges. Payout rate ranges from 72% to 91% based on production level (GDC). The 2025 average payout rate ranged from 73.7% to 88.0%. | 5.0% |
| Average Revenue (Item 19) | $3.1M | $1.2M |
| SBA Charge-Off Rate | N/A | 18.1% (323 loans) |
| Total Units | 5,462 | 3,291 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1999 | 2021 |
| FDD Year | 2026 | 2025 |
Ameriprise Financial Services, LLC Independent Advisor Business
ATop QuintileTop Quintile
Papa Johns
ATop QuintileTop Quintile
Investment Range
$10K – $138K
$261K – $853K
Franchise Fee
$2K
$25K
Royalty Rate
Franchisor retains a percentage of GDC (Gross Dealer Concession) per a Compensation Reference Guide payout grid. Franchisee receives the balance after deduction of Association Fee and other charges. Payout rate ranges from 72% to 91% based on production level (GDC). The 2025 average payout rate ranged from 73.7% to 88.0%.
5.0%
Average Revenue (Item 19)
$3.1M
$1.2M
SBA Charge-Off Rate
N/A
18.1% (323 loans)
Total Units
5,462
3,291
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1999
2021
FDD Year
2026
2025