All Tune and Lube vs SPIFFY
Franchise Comparison 2026
Both All Tune and Lube and SPIFFY are automotive franchises. All Tune and Lube requires an investment of $112K – $147K while SPIFFY requires $102K – $181K. SPIFFY discloses average revenue of $1.1M; All Tune and Lube does not report Item 19 data. All Tune and Lube has SBA lending data on file with a 43.9% charge-off rate. FranchiseVerdict rates All Tune and Lube F (Bottom Quintile) and SPIFFY A (Top Quintile).
| Metric | All Tune and Lube | SPIFFY |
|---|---|---|
| Verdict Grade | FBottom QuintileBottom Quintile | ATop QuintileTop Quintile |
| Investment Range | $112K – $147K | $102K – $181K |
| Franchise Fee | $29K | $40K |
| Royalty Rate | 7.0% | 7.0% |
| Average Revenue (Item 19) | N/A | $1.1M |
| SBA Charge-Off Rate | 43.9% (270 loans) | Limited data |
| Total Units | 25 | 38 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1986 | 2020 |
| FDD Year | 2022 | 2022 |
Investment Range
$112K – $147K
$102K – $181K
Franchise Fee
$29K
$40K
Royalty Rate
7.0%
7.0%
Average Revenue (Item 19)
N/A
$1.1M
SBA Charge-Off Rate
43.9% (270 loans)
Limited data
Total Units
25
38
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1986
2020
FDD Year
2022
2022