B60/100FDD 2025
Scoops Lacrosse — Litigation & Risk
Health & Fitness · FDD Items 3, 4 & 5
Lower Risk
No litigation cases disclosed in FDD Items 3 and 4.
Source: FDD Items 3–5
FDD Items 3 & 4
Litigation Metrics
Cases disclosed
0
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
—
Franchisor or officer bankruptcy
Overall risk score
60 / 100
FranchiseVerdict composite
Rating
MODERATE
STRONG / MODERATE / CAUTION / AVOID
7(a) FOIA data · FY2020–present
SBA Loan Performance
Aggregated from public SBA 7(a) loan disclosures. Default rate is the share of loans that were charged off or settled for less than the full balance.
Total 7(a) loans
8
Government-backed loans issued
Default rate
0.0%
vs <3% typical · system-wide
5-yr default rate
—
Defaults
0 loans
Loans charged off or defaulted
FDD Items 5, 6 & 17 — what you give up
Contract Risk Indicators
Mandatory arbitration
Required
Disputes resolved outside court — limits your legal options
Non-compete
2 yrs
Post-termination restriction on similar businesses
Franchisor can compete
Yes
Franchisor can open competing locations in or near your territory
Right of first refusal
Yes
Franchisor can match any purchase offer when you try to sell
Governing law
Massachusetts
State whose law governs disputes — relevant if you're not based there
What drove the 60/100 rating
Risk Score Breakdown
- 01MINOROnly 1 franchisee unit with unknown growth trajectory signals potential system stagnation or early-stage viability concerns
- 02HIGHNo Item 19 financial performance representations (Going Concern: False) means disclosed $624k revenue and $328k net income are unverified and potentially misleading
- 03MINORHigh franchise fee ($35,000) + startup costs ($47-58k) = $82-93k total entry cost with no multi-unit track record to validate ROI
- 04MINOR7% royalty on gross revenue (not net) is standard but combined with unproven unit economics creates cash flow risk
- 05MINOR5-year term is relatively short, limiting ability to recoup investment and suggesting franchisor may lack long-term confidence
- 06MEDYouth sports franchise model dependent on seasonal/regional participation trends with no disclosed unit performance history or retention data
Severity inferred from FDD text — not a regulatory or legal classification
Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice — consult a franchise attorney before signing any franchise agreement.