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B#2,286 of 5,063
41
Risk
B59/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
55
Loan volume
$49.7M
Default rate
13.8%
vs <3% typical
Avg loan
$904K
Lenders
34
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
55
Loan volume
$49.7M
Median loan
$525K
50th percentile
Default rate
13.8%
vs <3% typical · system-wide
Repayment rate (PIF)
86.2%
5-yr default
0.0%
Loans approved 2021+
Active lenders
34
Defaults
4
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Schlotzsky's default rate by loan vintage
BrandNational avg
FranchiseVerdict rating · based on SBA data
Risk & Legal
59
Risk · 0-100
B51Risk score 59
Low confidence±12 pts
4771