FranchiseVerdict
Papa John's logo
FV-03606SBA data onlyData Quality·SBA Only

Papa John's

Restaurant
B59/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
81
Loan volume
$39.5M
Default rate
14.6%
vs <3% typical
Avg loan
$487K
Lenders
40

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
81
Loan volume
$39.5M
Median loan
$300K
50th percentile
Default rate
14.6%
vs <3% typical · system-wide
Repayment rate (PIF)
85.4%
5-yr default
4.8%
Loans approved 2021+
Active lenders
40
Defaults
6

Explore lender portfolios on Bank Reports or regional data on State Reports.

Vintage analysis

Papa John's default rate by loan vintage

BrandNational avg
0%5%10%15%20%25%'18'19'20'21'22

FranchiseVerdict rating · based on SBA data

Risk & Legal

59
Risk · 0-100
B51Risk score 59
Low confidence±12 pts
4771