FBottom Quintile87/100
Manhattan Bagel Co.: Litigation & Risk
Full-Service Restaurants · FDD Items 3, 4 & 5
Lower Risk
No litigation cases disclosed in FDD Items 3 and 4.
Source: FDD Items 3–5
FDD Items 3 & 4
Litigation Metrics
- Cases disclosed
- N/A
- Total from FDD Items 3 and 4
- Bankruptcy (Item 4)
- -
- Franchisor or officer bankruptcy
- Overall risk score
- 87 / 100
- FranchiseVerdict composite
- Rating
- F
- A / B / C / D / F verdict grade
7(a) FOIA data · FY2020–present
SBA Loan Performance
Aggregated from public SBA 7(a) loan disclosures. Charge-off rate is the share of loans that were charged off or settled for less than the full balance.
- Total 7(a) loans
- 119
- Government-backed loans issued
- Charge-off rate
- 17.7%
- vs 16% franchise average
- 5-yr charge-off rate
- 0.0%
- Defaults
- 20 loans
- Loans charged off or defaulted
- Total loan volume
- $20.5M
- Avg loan size
- $172K
- Participating lenders
- 41
Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice. Consult a franchise attorney before signing any franchise agreement.