FranchiseVerdict
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FV-05044SBA data onlyData Quality·SBA Only

Floorcoverings International

D77/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
23
Loan volume
$2.6M
Default rate
27.8%
vs <3% typical
Avg loan
$114K
Lenders
11

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
23
Loan volume
$2.6M
Median loan
$124K
50th percentile
Default rate
27.8%
vs <3% typical · system-wide
Repayment rate (PIF)
72.2%
5-yr default
Loans approved 2021+
Active lenders
11
Defaults
5

Explore lender portfolios on Bank Reports or regional data on State Reports.

Vintage analysis

Floorcoverings International default rate by loan vintage

BrandNational avg
0%5%10%15%20%25%30%35%40%45%50%55%60%65%70%75%'14'15'17
Lending insight

A 27.8% default rate means roughly 1 in 4 franchisees failed to repay their SBA loan. Investigate what changed.

FranchiseVerdict rating · based on SBA data

Risk & Legal

77
Risk · 0-100
D29Risk score 77
Low confidence±14 pts
6391