B#2,286 of 5,063
41
Risk
B59/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
62
Loan volume
$13.3M
Default rate
10.7%
vs <3% typical
Avg loan
$215K
Lenders
22
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
62
Loan volume
$13.3M
Median loan
$150K
50th percentile
Default rate
10.7%
vs <3% typical · system-wide
Repayment rate (PIF)
89.3%
5-yr default
25.0%
Loans approved 2021+
Active lenders
22
Defaults
3
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Firstlight Homecare default rate by loan vintage
BrandNational avg
FranchiseVerdict rating · based on SBA data
Risk & Legal
59
Risk · 0-100
B51Risk score 59
Low confidence±12 pts
4771