How Much Does a Sea Love Franchise Cost?
Data from the 2025 Franchise Disclosure Document
Investment Summary
Total Investment
$109K – $292K
Franchise Fee
$50K
Royalty
6.0%
Ad Fund
2.0%
Cost Breakdown
Initial Franchise Fee
The initial franchise fee for Sea Love is $50K. This one-time payment covers the right to operate under the brand, access to proprietary systems, and initial training programs.
Total Investment Range
Opening a Sea Love franchise requires a total investment of $109K – $292K. This range typically includes real estate or leasehold improvements, equipment and fixtures, initial inventory, signage, insurance, and working capital to sustain operations during the ramp-up period.
Working capital alone ranges from $10K to $15K.
Ongoing Costs
Beyond the initial investment, Sea Love franchisees pay ongoing fees. The royalty fee is 6.0% of gross sales (Percentage of Gross Sales). The advertising or brand fund contribution is 2.0% of gross sales. There is also a technology fee of $525.
Net Worth & Liquid Capital Requirements
Sea Love requires working capital of $10K – $15K to cover initial operating expenses. This is the liquid cash you should have available beyond the franchise fee and buildout costs.
What Can You Earn?
According to Sea Love's Item 19 financial performance representation:
Median gross sales: $406K
This figure comes from Item 19 of the FDD. Gross sales are not the same as take-home profit. After deducting royalties, ad fund fees, rent, labor, and COGS, net income is typically a fraction of gross revenue.
How Do Banks View Sea Love?
SBA Loans Issued
4
Default Rate
N/A
The SBA (Small Business Administration) tracks loan performance for franchise brands. Sea Love has 4 SBA-backed loans on record. A lower default rate generally indicates that lenders view the franchise as a safer investment, though past performance does not guarantee future results.
Next Steps
Talk to current Sea Love franchise owners
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