How Much Does a Padgett Business Services Franchise Cost?
Data from the 2025 Franchise Disclosure Document
Investment Summary
Total Investment
$63K – $117K
Franchise Fee
$63K
Royalty
the greater of $1,500 or 9% of Gross Receipts (standard rate)
Ad Fund
2.0%
Cost Breakdown
Initial Franchise Fee
The initial franchise fee for Padgett Business Services is $63K. This one-time payment covers the right to operate under the brand, access to proprietary systems, and initial training programs.
Total Investment Range
Opening a Padgett Business Services franchise requires a total investment of $63K – $117K. This range typically includes real estate or leasehold improvements, equipment and fixtures, initial inventory, signage, insurance, and working capital to sustain operations during the ramp-up period.
Working capital alone ranges from $1K to $1K.
Ongoing Costs
Beyond the initial investment, Padgett Business Services franchisees pay ongoing fees. The royalty structure is: the greater of $1,500 or 9% of Gross Receipts (standard rate). The advertising or brand fund contribution is 2.0% of gross sales. There is also a technology fee of $7K.
Net Worth & Liquid Capital Requirements
Padgett Business Services requires working capital of $1K – $1K to cover initial operating expenses. This is the liquid cash you should have available beyond the franchise fee and buildout costs.
What Can You Earn?
According to Padgett Business Services's Item 19 financial performance representation:
This figure comes from Item 19 of the FDD. Gross sales are not the same as take-home profit. After deducting royalties, ad fund fees, rent, labor, and COGS, net income is typically a fraction of gross revenue.
How Do Banks View Padgett Business Services?
SBA Loans Issued
24
Default Rate
0.0%
The SBA (Small Business Administration) tracks loan performance for franchise brands. Padgett Business Services has 24 SBA-backed loans on record. The default rate is 0.0%, which is below the franchise industry average, indicating relatively lower lending risk. A lower default rate generally indicates that lenders view the franchise as a safer investment, though past performance does not guarantee future results.
Next Steps
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