TOP RAIL® vs Gatsby Glass
Franchise Comparison 2026
Both TOP RAIL® and Gatsby Glass are home services franchises. TOP RAIL® requires an investment of $161K – $297K while Gatsby Glass requires $196K – $256K. In terms of revenue, TOP RAIL® reports higher average unit revenue at $1.2M. Gatsby Glass has SBA lending data on file with a 4.7% charge-off rate. FranchiseVerdict rates TOP RAIL® A (Top Quintile) and Gatsby Glass A (Top Quintile).
| Metric | TOP RAIL® | Gatsby Glass |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | ATop QuintileTop Quintile |
| Investment Range | $161K – $297K | $196K – $256K |
| Franchise Fee | $60K | $60K |
| Royalty Rate | blended 7% - 5% of Gross Revenue | The greater of (i) tiered percentage (3% to 5%) of Gross Revenues or (ii) the Minimum Royalty Fee ($500 per month starting after the first year) |
| Average Revenue (Item 19) | $1.2M | $1.1M |
| SBA Charge-Off Rate | Limited data | 4.7% (43 loans) |
| Total Units | 167 | 94 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2022 | 2020 |
| FDD Year | 2025 | 2025 |
Investment Range
$161K – $297K
$196K – $256K
Franchise Fee
$60K
$60K
Royalty Rate
blended 7% - 5% of Gross Revenue
The greater of (i) tiered percentage (3% to 5%) of Gross Revenues or (ii) the Minimum Royalty Fee ($500 per month starting after the first year)
Average Revenue (Item 19)
$1.2M
$1.1M
SBA Charge-Off Rate
Limited data
4.7% (43 loans)
Total Units
167
94
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2022
2020
FDD Year
2025
2025