Kolache Factory vs Einstein Bros. Bagels
Franchise Comparison 2026
Both Kolache Factory and Einstein Bros. Bagels are quick-service restaurants franchises. Kolache Factory requires an investment of $642K – $937K while Einstein Bros. Bagels requires $555K – $1.0M. In terms of revenue, Einstein Bros. Bagels reports higher average unit revenue at $1.1M. On SBA loan performance, Kolache Factory has a lower charge-off rate (13.0%) compared to Einstein Bros. Bagels (16.7%). FranchiseVerdict rates Kolache Factory A (Top Quintile) and Einstein Bros. Bagels B (Above Average).
| Metric | Kolache Factory | Einstein Bros. Bagels |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | BAbove AverageAbove Average |
| Investment Range | $642K – $937K | $555K – $1.0M |
| Franchise Fee | $45K | $35K |
| Royalty Rate | 6.0% | 5.0% |
| Average Revenue (Item 19) | $908K | $1.1M |
| SBA Charge-Off Rate | 13.0% (31 loans) | 16.7% (20 loans) |
| Total Units | 60 | 415 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2000 | 2006 |
| FDD Year | 2025 | 2025 |
Investment Range
$642K – $937K
$555K – $1.0M
Franchise Fee
$45K
$35K
Royalty Rate
6.0%
5.0%
Average Revenue (Item 19)
$908K
$1.1M
SBA Charge-Off Rate
13.0% (31 loans)
16.7% (20 loans)
Total Units
60
415
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2000
2006
FDD Year
2025
2025