Koala Insulation vs Garage Living
Franchise Comparison 2026
Both Koala Insulation and Garage Living are home services franchises. Koala Insulation requires an investment of $195K – $242K while Garage Living requires $122K – $322K. In terms of revenue, Garage Living reports higher average unit revenue at $1.6M. On SBA loan performance, Koala Insulation has a lower charge-off rate (5.9%) compared to Garage Living (6.7%). FranchiseVerdict rates Koala Insulation B (Above Average) and Garage Living A (Top Quintile).
| Metric | Koala Insulation | Garage Living |
|---|---|---|
| Verdict Grade | BAbove AverageAbove Average | ATop QuintileTop Quintile |
| Investment Range | $195K – $242K | $122K – $322K |
| Franchise Fee | $50K | $60K |
| Royalty Rate | Greater of (i) aggregate of monthly Minimum Royalty Fees ($0 - $1,218.75 per territory) or (ii) Percent-Based Royalty Fee (3.5% - 6.5% of Gross Sales) | 6.5% |
| Average Revenue (Item 19) | $1.3M | $1.6M |
| SBA Charge-Off Rate | 5.9% (85 loans) | 6.7% (15 loans) |
| Total Units | 333 | 51 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2023 | 2015 |
| FDD Year | 2026 | 2025 |
Investment Range
$195K – $242K
$122K – $322K
Franchise Fee
$50K
$60K
Royalty Rate
Greater of (i) aggregate of monthly Minimum Royalty Fees ($0 - $1,218.75 per territory) or (ii) Percent-Based Royalty Fee (3.5% - 6.5% of Gross Sales)
6.5%
Average Revenue (Item 19)
$1.3M
$1.6M
SBA Charge-Off Rate
5.9% (85 loans)
6.7% (15 loans)
Total Units
333
51
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2023
2015
FDD Year
2026
2025