Jersey Mike's vs Einstein Bros. Bagels
Franchise Comparison 2026
Both Jersey Mike's and Einstein Bros. Bagels are quick-service restaurants franchises. Jersey Mike's requires an investment of $182K – $1.4M while Einstein Bros. Bagels requires $555K – $1.0M. In terms of revenue, Jersey Mike's reports higher average unit revenue at $1.3M. On SBA loan performance, Jersey Mike's has a lower charge-off rate (4.4%) compared to Einstein Bros. Bagels (16.7%). FranchiseVerdict rates Jersey Mike's A (Top Quintile) and Einstein Bros. Bagels B (Above Average).
| Metric | Jersey Mike's | Einstein Bros. Bagels |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | BAbove AverageAbove Average |
| Investment Range | $182K – $1.4M | $555K – $1.0M |
| Franchise Fee | $19K | $35K |
| Royalty Rate | 6.5% | 5.0% |
| Average Revenue (Item 19) | $1.3M | $1.1M |
| SBA Charge-Off Rate | 4.4% (667 loans) | 16.7% (20 loans) |
| Total Units | 2,989 | 415 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1987 | 2006 |
| FDD Year | 2025 | 2025 |
Investment Range
$182K – $1.4M
$555K – $1.0M
Franchise Fee
$19K
$35K
Royalty Rate
6.5%
5.0%
Average Revenue (Item 19)
$1.3M
$1.1M
SBA Charge-Off Rate
4.4% (667 loans)
16.7% (20 loans)
Total Units
2,989
415
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1987
2006
FDD Year
2025
2025