Goosehead Insurance vs Padgett Business Services
Franchise Comparison 2026
Both Goosehead Insurance and Padgett Business Services are financial services franchises. Goosehead Insurance requires an investment of $66K – $112K while Padgett Business Services requires $63K – $117K. In terms of revenue, Padgett Business Services reports higher average unit revenue at $477K. On SBA loan performance, Goosehead Insurance has a lower charge-off rate (5.9%) compared to Padgett Business Services (8.7%). FranchiseVerdict rates Goosehead Insurance F (Bottom Quintile) and Padgett Business Services A (Top Quintile).
| Metric | Goosehead Insurance | Padgett Business Services |
|---|---|---|
| Verdict Grade | FBottom QuintileBottom Quintile | ATop QuintileTop Quintile |
| Investment Range | $66K – $112K | $63K – $117K |
| Franchise Fee | $50K | $63K |
| Royalty Rate | 20.0% | the greater of $1,500 or 9% of Gross Receipts (standard rate) |
| Average Revenue (Item 19) | $90K | $477K |
| SBA Charge-Off Rate | 5.9% (47 loans) | 8.7% (65 loans) |
| Total Units | 1,022 | 167 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2011 | 1988 |
| FDD Year | 2026 | 2025 |
Goosehead Insurance
FBottom QuintileBottom Quintile
Padgett Business Services
ATop QuintileTop Quintile
Investment Range
$66K – $112K
$63K – $117K
Franchise Fee
$50K
$63K
Royalty Rate
20.0%
the greater of $1,500 or 9% of Gross Receipts (standard rate)
Average Revenue (Item 19)
$90K
$477K
SBA Charge-Off Rate
5.9% (47 loans)
8.7% (65 loans)
Total Units
1,022
167
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2011
1988
FDD Year
2026
2025