Einstein Bros. Bagels vs Kolache Factory
Franchise Comparison 2026
Both Einstein Bros. Bagels and Kolache Factory are quick-service restaurants franchises. Einstein Bros. Bagels requires an investment of $555K – $1.0M while Kolache Factory requires $642K – $937K. In terms of revenue, Einstein Bros. Bagels reports higher average unit revenue at $1.1M. On SBA loan performance, Kolache Factory has a lower charge-off rate (13.0%) compared to Einstein Bros. Bagels (16.7%). FranchiseVerdict rates Einstein Bros. Bagels B (Above Average) and Kolache Factory A (Top Quintile).
| Metric | Einstein Bros. Bagels | Kolache Factory |
|---|---|---|
| Verdict Grade | BAbove AverageAbove Average | ATop QuintileTop Quintile |
| Investment Range | $555K – $1.0M | $642K – $937K |
| Franchise Fee | $35K | $45K |
| Royalty Rate | 5.0% | 6.0% |
| Average Revenue (Item 19) | $1.1M | $908K |
| SBA Charge-Off Rate | 16.7% (20 loans) | 13.0% (31 loans) |
| Total Units | 415 | 60 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2006 | 2000 |
| FDD Year | 2025 | 2025 |
Investment Range
$555K – $1.0M
$642K – $937K
Franchise Fee
$35K
$45K
Royalty Rate
5.0%
6.0%
Average Revenue (Item 19)
$1.1M
$908K
SBA Charge-Off Rate
16.7% (20 loans)
13.0% (31 loans)
Total Units
415
60
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2006
2000
FDD Year
2025
2025