Ameriprise Financial Services, LLC Independent Advisor Business vs Goosehead Insurance
Franchise Comparison 2026
Both Ameriprise Financial Services, LLC Independent Advisor Business and Goosehead Insurance are financial services franchises. Ameriprise Financial Services, LLC Independent Advisor Business requires an investment of $10K – $138K while Goosehead Insurance requires $66K – $112K. In terms of revenue, Ameriprise Financial Services, LLC Independent Advisor Business reports higher average unit revenue at $3.1M. Goosehead Insurance has SBA lending data on file with a 5.9% charge-off rate. FranchiseVerdict rates Ameriprise Financial Services, LLC Independent Advisor Business A (Top Quintile) and Goosehead Insurance C (Average).
| Metric | Ameriprise Financial Services, LLC Independent Advisor Business | Goosehead Insurance |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | CAverageAverage |
| Investment Range | $10K – $138K | $66K – $112K |
| Franchise Fee | $2K | $50K |
| Royalty Rate | Franchisor retains a percentage of GDC (Gross Dealer Concession) per a Compensation Reference Guide payout grid. Franchisee receives the balance after deduction of Association Fee and other charges. Payout rate ranges from 72% to 91% based on production level (GDC). The 2025 average payout rate ranged from 73.7% to 88.0%. | 20.0% |
| Average Revenue (Item 19) | $3.1M | $58K |
| SBA Charge-Off Rate | N/A | 5.9% (47 loans) |
| Total Units | 5,462 | 1,022 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1999 | 2011 |
| FDD Year | 2026 | 2026 |
Ameriprise Financial Services, LLC Independent Advisor Business
ATop QuintileTop Quintile
Goosehead Insurance
CAverageAverage
Investment Range
$10K – $138K
$66K – $112K
Franchise Fee
$2K
$50K
Royalty Rate
Franchisor retains a percentage of GDC (Gross Dealer Concession) per a Compensation Reference Guide payout grid. Franchisee receives the balance after deduction of Association Fee and other charges. Payout rate ranges from 72% to 91% based on production level (GDC). The 2025 average payout rate ranged from 73.7% to 88.0%.
20.0%
Average Revenue (Item 19)
$3.1M
$58K
SBA Charge-Off Rate
N/A
5.9% (47 loans)
Total Units
5,462
1,022
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1999
2011
FDD Year
2026
2026