F99/100FDD 2023
Usman Khan — Litigation & Risk
Other · FDD Items 3, 4 & 5
Lower Risk
No litigation cases disclosed in FDD Items 3 and 4.
Source: FDD Items 3–5
FDD Items 3 & 4
Litigation Metrics
Cases disclosed
—
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
—
Franchisor or officer bankruptcy
Overall risk score
99 / 100
FranchiseVerdict composite
Rating
AVOID
STRONG / MODERATE / CAUTION / AVOID
What drove the 99/100 rating
Risk Score Breakdown
- 01HIGHGoing Concern status = FALSE indicates franchisor may be insolvent or operationally unstable
- 02MEDZero disclosed financial data (revenue, net income, unit count) suggests either non-existent operations or intentional opacity
- 03MINORUnknown royalty structure and franchise fee create pricing ambiguity and potential hidden costs
- 04MINORNo unit count or growth metrics provided — impossible to assess system viability or scalability
- 05MINORUnprotected territory exposes franchisees to cannibalization and internal competition
- 06MINORUnknown contract term length creates uncertainty about commitment duration and renewal rights
- 07HIGHNo disclosed litigation history with 'Unknown' going concern status raises questions about legal/financial suppression
- 08MINORAbsence of Item 19 (financial performance representations) — cannot validate income claims or profitability
- 09MINORBrand name 'Usman Khan' appears to be a personal name, not an established brand — unclear business model
Severity inferred from FDD text — not a regulatory or legal classification
Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice — consult a franchise attorney before signing any franchise agreement.