FDD Items 3 & 4 · 2026 filing
Navis Pack & Ship, Handle With Care Packaging Store, Pak Mail Freight litigation history
What Navis Pack & Ship, Handle With Care Packaging Store, Pak Mail Freight disclosed about lawsuits, arbitrations and bankruptcy in the 2026 Franchise Disclosure Document. Item 3 lists the material legal actions a franchisor must report; Item 4 covers bankruptcy. This is the franchisor's own disclosure, not a court record, and not legal advice.
Items 3 (litigation) & 4 (bankruptcy) at a glance
What the filing discloses
- Cases disclosed
- 1
- Item 3, as counted in the filing
- Largest settlement, franchisor's own cases
- None stated
- Bankruptcy (Item 4)
- None
- Franchisor, parent, predecessor or officer
- Filing year
- 2026
- Disclosures cover the prior ten years
Extracted from the 2026 Franchise Disclosure Document
Item 3: litigation
1 concluded case: Fugrad et al. v. Firebaugh and Annex Brands (2015), San Bernardino County Superior Court, related to an undisclosed bank lien on franchised assets. Case dismissed without prejudice in April 2016 after plaintiffs failed to proceed with arbitration. No pending actions or actions initiated by franchisor.
Item 3 (litigation) · 1 matter disclosed
Litigation cases
The franchisor
Concluded (1)
Salvador Fugrad, Catalina Fugrad and SCF Group, LLC v. Al Firebaugh, Marina Firebaugh and Annex Brands, Inc.
dismissedBrought by a franchisee · filed 2015-04-02 · San Bernardino County Superior Court · DS1504939
“… Case No. DS1504939, San Bernardino County Superior Court.”Page 17 of the 2026 FDD, Item 3
Outcome: “On April 12, 2016, the court dismissed the case without prejudice due to the Plaintiffs' failure to move forward with binding arbitration.” (page 18)
Item 3 lists the litigation the franchisor must disclose; a matter against a parent, an affiliate or a named officer is not a matter against the franchisor, and pending claims are allegations, not findings.
Disclosure signals that moved the score
How this shows up in the verdict
- 2015 litigation involving undisclosed asset liens raises transparency and franchisor disclosure practices questions
The verdict grade is FranchiseVerdict's editorial assessment across SBA loan performance, unit growth, revenue and disclosure signals. It is not investment advice.
Before you weigh a lawsuit
How to read Item 3
A franchisor must disclose pending actions and any material civil action involving the franchise relationship, plus convictions or civil judgments for fraud, unfair or deceptive practices, or franchise-law violations, going back ten years. A case the franchisor brought against a franchisee counts too. Item 3 does not include every dispute: settled claims below the materiality line and matters resolved in private arbitration can be absent.
Questions worth asking current and former franchisees, using the contact list in Item 20:
- Were you, or anyone you know in the system, party to a dispute with the franchisor?
- Was it resolved by settlement, arbitration or a court, and on what terms?
- Has the number of disputes gone up or down since you signed?