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SBA 7(a) franchise lending portfolio
First Pryority Bank
EXCELLENT risk
- Total loans
- 19
- Loan volume
- $13.6M
- Avg loan size
- $717K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
6.29%
Franchises funded
17
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Days Inn | 3 | $5.8M | 0.0% |
| Subway | 1 | $67K | 0.0% |
| Super 8 | 1 | $1.7M | — |
| Senior Helpers | 1 | $603K | 0.0% |
| Fantastic Sams | 1 | $145K | 0.0% |
| Cartridge Depot | 1 | $220K | 0.0% |
| Century 21 | 1 | $296K | 0.0% |
| Simple Simon's Pizza | 1 | $645K | 0.0% |
| Junk King | 1 | $98K | — |
| Americas Best Value Inn (f/K/A | 1 | $983K | 0.0% |
| Ace Pickleball Club | 1 | $1.3M | — |
| Dripbar | 1 | $66K | — |
| Realty ONE Group / Realty ONE | 1 | $150K | — |
| Knuckies Hoagies | 1 | $190K | — |
| Cornwell Quality Tools | 1 | $90K | 0.0% |
| Super 8 by Wyndhan | 1 | $1.0M | 0.0% |
| Junk King | 1 | $262K | — |
Lending volume by year
2'12
1'13
1'15
6'16
1'17
1'18
1'20
1'21
4'24
1'25
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).