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SBA 7(a) franchise lending portfolio
Fall River Five Cents Savings Bank d/b/a BankFive
EXCELLENT risk
- Total loans
- 16
- Loan volume
- $2.3M
- Avg loan size
- $146K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
5.92%
Franchises funded
12
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Domino's Pizza | 3 | $754K | 0.0% |
| Subway Sandwich Shop | 2 | $293K | 0.0% |
| Rainbow International Corporat | 2 | $95K | 0.0% |
| Shell Service Station | 1 | $260K | 0.0% |
| UPS Store | 1 | $35K | 0.0% |
| D'angelo Sandwich Shop | 1 | $150K | 0.0% |
| Cartridge World | 1 | $35K | 0.0% |
| Curves For Women | 1 | $100K | 0.0% |
| Speedee Oil Change & Tune-Up | 1 | $15K | — |
| Firehouse Subs | 1 | $374K | 0.0% |
| New York Bagel | 1 | $125K | — |
| Pet Depot | 1 | $100K | 0.0% |
Lending volume by year
2'05
2'06
3'07
1'09
1'10
1'12
1'13
1'14
1'16
1'17
1'20
1'24
Geographic exposure
150.0%
10.0%
Portfolio summary
Total funded$2.3M
Defaults0 of 16
Risk tierEXCELLENT
Avg rate5.92%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).