![Capital West Bank logo](https://cdn.brandfetch.io/capitalwestbank.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />){kind=small}
SBA 7(a) franchise lending portfolio
Capital West Bank
EXCELLENT risk
- Total loans
- 10
- Loan volume
- $1.9M
- Avg loan size
- $192K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
5.88%
Franchises funded
8
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Little Ceasar's Pizza | 3 | $238K | 0.0% |
| Curves For Women | 1 | $77K | 0.0% |
| Fantastic Sam's | 1 | $56K | 0.0% |
| Burger King | 1 | $230K | 0.0% |
| Daylight Donut Shop | 1 | $132K | 0.0% |
| Sonic | 1 | $385K | 0.0% |
| Home Instead Senior Care | 1 | $307K | 0.0% |
| Egg & I Restaurant (the) | 1 | $500K | 0.0% |
Lending volume by year
1'94
1'98
1'00
1'01
1'02
2'04
1'06
1'11
1'14
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).