![Capital Community Bank logo](https://cdn.brandfetch.io/capitalcommunitybank.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />){kind=small}
SBA 7(a) franchise lending portfolio
Capital Community Bank
ELEVATED risk
- Total loans
- 12
- Loan volume
- $4.8M
- Avg loan size
- $396K
- Default rate
- 16.7%
- vs 15.4% national avg
Defaults
1
Avg interest
8.93%
Franchises funded
11
Risk rating
ELEVATED
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Tunex | 2 | $233K | 0.0% |
| Quik Internet Of Northwest Tex | 1 | $65K | 0.0% |
| Marblelife | 1 | $100K | 0.0% |
| Bajio | 1 | $134K | 0.0% |
| Crumbl | 1 | $1.7M | — |
| The Back Nine | 1 | $500K | — |
| Brooker's Founding Flavors Ice | 1 | $531K | — |
| The Break Sports Grill | 1 | $450K | — |
| Crave Cookies | 1 | $297K | 100.0% |
| 1-800-Striper | 1 | $430K | — |
| The Great Greek Mediterranean | 1 | $350K | — |
Lending volume by year
1'00
1'01
2'02
1'04
2'22
1'24
3'25
1'26
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).