MarbleLife
Bottom line
- Total investment $85K – $230K including a $30K franchise fee, 6.0% ongoing royalty.
- Average unit revenue of $359K/year.
- Rated MODERATE with a risk score of 56/100. SBA loan default rate of 0.0% across 24 loans (below the industry average).
- System growing at 20.6% CAGR over 3 years with 41 total units — strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one MarbleLife unit return on the cash you put in?
Unlevered ROIC · per unit
23%
Below typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 MarbleLife units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$287K
on $1.4M purchase
Total debt
$1.1M
SBA $0.7M + senior + seller note
Overview
About
MarbleLife franchisees provide stone surface restoration, sealing, and polishing services to residential and commercial clients. Day-to-day operations include client consultations, on-site marble/granite/tile restoration work, inventory management of specialized chemicals and equipment, and scheduling service calls across their service area.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 27 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
MarbleLife presents elevated risk due to corporate going concern status, stagnant unit growth, undisclosed profitability metrics, and unprotected territories that may cannibalize individual franchisee revenue.
Score breakdown · what drove the 56 / 100 rating
- 01HIGHGoing Concern status indicates financial instability at corporate level
- 02MINORMinimal unit growth (2.5% YoY) suggests market saturation or franchisee dissatisfaction
- 03MEDNo average net income disclosed — unable to validate ROI on $84,841–$229,575 investment
- 04MINORUnprotected territory creates direct competition risk between franchisees
- 05MINORAverage revenue of $359,037 yields only $17,952–$21,542 annual royalties, potentially insufficient to support franchisee profitability
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
48 numbers
One-time purchase · CSV download · Validation questions included
FDD download
MarbleLife · FDD (2022) PDF