MarbleLifeFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A MarbleLife franchise requires a total initial investment of $85K – $230K, including a $30K franchise fee and an ongoing 6.0% royalty[2]. Per the 2022 FDD, average unit revenue was $359K[2]. SBA 7(a) loans show a 25.0% charge-off rate across 19 loans[1]. Verdict grade: C. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2022 FDD issuance
Overview
- Investment
- $85K – $230K
- 25th pct Cleaning & Ma…
- Avg gross sales
- $359K
- 10th pct Cleaning & Ma…
- Royalty
- 6.0%
- 10th pct Cleaning & Ma…
- Units
- 41
- 38th pct Cleaning & Ma…
- SBA default
- 25.0%
- system-wide median varies by category
Quick verdict · Cleaning & Maintenance · color = vs category peers
Green = >15% above Cleaning & Maintenance avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
25.0% of SBA loans charged off across 19 loans, above the 16% franchise average.
Franchising since 1997. Systems this mature have refined operations and brand recognition.
Franchised units fell from 41 to 34 over 3 years. Investigate why operators are leaving.
Bottom line
- Total investment $85K – $230K including a $30K franchise fee, 6.0% ongoing royalty.
- Average unit revenue of $359K/year.
- Verdict C (Average) with a risk score of 68/100. SBA loan charge-off rate of 25.0% across 19 loans (well above the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
- System growing at 20.6% CAGR over 3 years with 41 total units. Strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- MARBLELIFE, INC.
- CEO title
- Chairman of Board, Chief Executive Officer
- G. Edmond Williams
- CEO experience
- 1993 yrs
- Years in role or industry
- Founder active
- Yes
- Original founder still leading the business
- Incorporated in
- TX
- HQ
- 2800 W. Airport Blvd., Sanford, Florida 32771
- Auditor
- Goodfellow & Company, CPA, Inc.
- Audited financials
- Franchisor revenue
- $1.1M
- vs $1.0M prior year
Overview
About
MarbleLife franchisees provide stone surface restoration, sealing, and polishing services to residential and commercial clients. Day-to-day operations include client consultations, on-site marble/granite/tile restoration work, inventory management of specialized chemicals and equipment, and scheduling service calls across their service area.
- CEO
- G. Edmond Williams
- Headquarters
- FL
- Founded
- 1997
- FDD year
- 2022
- States available
- 22
FDD Item 7 · 2022 filing · 12 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Feenot refundable | $30K | $59K | |
| Computer, Software and Office Equipment | $1K | $2K | |
| Initial Equipment and Inventory | $28K | $99K | |
| Web & Cloud Server Plan Initial Set-up Fee | $625 | $625 | |
| Rent (three months) | $600 | $1K | |
| Van or Truck | $10K | $32K | |
| Decal or wrap (per vehicle) | $1K | $3K | |
| Insurance (three months) | $3K | $3K | |
| Licenses | $0 | $2K | |
| Pre-Opening and Opening Advertising | $2K | $4K | |
| Travel and Living Expenses While Training | $1K | $4K | |
| Additional Funds (three months) | $8K | $20K | |
| Total initial investment | $85K | $230K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$39K
11.0% margin
Unlevered ROIC
23%
EBITDA / total invested capital
Payback
4.3 yrs
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $85K – $230K
- Better than avg vs category
- Liquid capital req'd
- $8K – $20K
- Better than avg vs category
- Franchise fee
- $30K – $59K
- Better than avg vs category
- Royalty
- 6.0%
- Gross Receipts · typical 6–8%
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 8.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 6.0% of gross sales |
| Marketing / ad fund | 2.0% of gross sales |
| Technology fee | $350 |
| Transfer fee | $8K |
| Renewal fee | $20 |
| Total fee load | 8.0% of rev |
Financial Performance
- Avg gross sales
- $359K
- Per unit, per year
- Median gross sales
- N/A
- Item 19 type
- Gross Receipts
- Sample size
- 34 units
- vs category median 31
- Transparency
- 3 / 5
- vs category median 4 / 5 · below
Compared against 204 Cleaning & Maintenance brands
vs Cleaning & Maintenance averages
How MarbleLife Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 41
- Opened
- 5
- Last reporting year
- Closed
- 4
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 9.8%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (yr3)
- +2.5%
- Net unit change last year
- 3-yr CAGR
- +20.6%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 0
- Ceased ops
- 9.8%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 27 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 19
- Loan volume
- $1.7M
- Median loan
- $60K
- 50th percentile
- Charge-off rate
- 25.0%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 75.0%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 15
- Defaults
- 4
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into MarbleLife's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 13 states
- Startup risk premium and job creation velocity
- 10-year lending trend
Instant access. No subscription.
A 25.0% charge-off rate means roughly 1 in 4 franchisees failed to repay their SBA loan. Investigate what changed.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
MarbleLife presents elevated risk due to corporate going concern status, stagnant unit growth, undisclosed profitability metrics, and unprotected territories that may cannibalize individual franchisee revenue.
Litigation (Item 3)
No litigation required to be disclosed
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Goodfellow & Company, CPA, Inc.
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 68 / 100 rating
- 01HIGHGoing Concern status indicates financial instability at corporate level
- 02MINORMinimal unit growth (2.5% YoY) suggests market saturation or franchisee dissatisfaction
- 03MEDNo average net income disclosed — unable to validate ROI on $84,841–$229,575 investment
- 04MINORUnprotected territory creates direct competition risk between franchisees
- 05MINORAverage revenue of $359,037 yields only $17,952–$21,542 annual royalties, potentially insufficient to support franchisee profitability
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Territory type | Geographic area |
| Protected territory | No |
| Exclusive territoryℹ | No |
| Territory population | 400,000 |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 10 mi |
| Right of first refusalℹ | Yes |
| RoFR response window | 60 days |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Arbitration location | Dallas, Texas |
| Jury trial waiver | Yes |
| Governing law | Texas |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation required to be disclosed
Items 10, 11
Training & Operations
- Classroom training
- 38 hrs
- On-the-job training
- 45 hrs
- Training location
- Sanford, Florida
- Ongoing training
- Required
- Field support
- 45 hrs/yr
- On-site visits per year
- POS system
- QuickBooks
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: QuickBooks
Item 20 · call current owners
Franchisee Contacts
48 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
MarbleLife · FDD (2022) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a MarbleLife franchise?
The total investment to open a MarbleLife franchise ranges from $85K – $230K, with an initial franchise fee of $30K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do MarbleLife franchise owners earn?
According to Item 19 of the MarbleLife FDD, the average gross sales per unit is $359K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is MarbleLife's franchise failure rate?
Based on SBA 7(a) loan data, MarbleLife has a charge-off rate of 25.0% across 19 loans, meaning 25.0% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many MarbleLife franchise locations are there?
As of their most recent FDD filing, MarbleLife has 41 total units in the United States, including 41 franchised units and 0 company-owned units. 5 new units were opened in the latest reporting year.
Is MarbleLife a good franchise to buy?
FranchiseVerdict rates MarbleLife as a C-grade franchise with a risk score of 68 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
Are you the franchisor?
If you represent MarbleLife, you can request corrections or provide updated information.
Claim this brandOther Cleaning & Maintenance franchises
Compare similar franchise opportunities in the Cleaning & Maintenance category
Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.