Bottom line
- Total investment $250K – $430K including a $50K franchise fee.
- Average unit revenue of $1.4M/year. Estimated payback in 0.5 years.
- Rated STRONG with a risk score of 49/100. SBA loan default rate of 0.0% across 74 loans (below the industry average).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one 1-800-STRIPER unit return on the cash you put in?
Unlevered ROIC · per unit
58%
In Yale's "attractive" band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 1-800-STRIPER units return on equity?
Equity IRR · 5-yr
43.4%
6.07× MOIC
Year-1 DSCR
2.02×
EBITDA ÷ debt service
Equity required
$2.8M
on $11.2M purchase
Total debt
$8.4M
SBA $5.0M + senior + seller note
Overview
About
1-800-STRIPER franchisees operate mobile window tinting, paint protection, and vehicle wrap services, traveling to customer locations or operating from small service centers. Daily operations involve scheduling appointments, performing installation work, managing materials, and handling customer service for automotive exterior protection services.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 30 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Rapidly scaling franchisor with unverified financial claims, no Item 19 disclosure, and unclear financial stability makes this a speculative investment requiring extensive validation.
Score breakdown · what drove the 49 / 100 rating
- 01MINORExplosive 1500% YoY unit growth (130 units) is unsustainable and suggests either aggressive recruitment, acquisition of existing chains, or inflated reporting — requires verification of organic vs. acquired growth
- 02MEDNo Item 19 (Financial Performance Representations) disclosed despite $652k average net income claim — inability to verify actual franchisee profitability and potential selection bias in reported averages
- 03MINORDual royalty structure (7% or minimum fee) creates cash flow unpredictability; minimum fee amount not specified, creating hidden cost risk
- 04HIGHGoing Concern = False is ambiguous — unclear if franchisor has financing/viability concerns that could affect support infrastructure
- 05MINORHigh investment ceiling ($430k) combined with unverified income claims creates significant downside risk if actual franchisee results differ materially from stated averages
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
60 numbers
One-time purchase · CSV download · Validation questions included
FDD download
1-800-STRIPER · FDD (2025) PDF