Zagg
Formerly known as Jani-King (MMI-JS)
Bottom line
- Total investment $49K – $109K including a $15K franchise fee, 5.0% ongoing royalty.
- Average unit revenue of $30K/year (median $25K).
- Rated CAUTION with a risk score of 69/100. SBA loan default rate of 0.0% across 2 loans (below the industry average).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one ZAGG unit return on the cash you put in?
Unlevered ROIC · per unit
3%
Below typical band (30–60%)
Overview
About
ZAGG franchisees operate retail locations or kiosks selling screen protectors, phone cases, charging cables, and protective accessories for mobile devices. Day-to-day operations include customer sales/consulting, device protection installation services, inventory management, and local marketing to drive foot traffic in shopping centers or standalone locations.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 17 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
ZAGG presents meaningful caution-level risk: a contracting franchise system with non-transparent profitability, revenue-to-investment ratios that barely support operations, and structural royalty burdens that jeopardize unit viability.
Score breakdown · what drove the 69 / 100 rating
- 01MINORSystem declining: 98 units with -1.0% YoY contraction signals shrinking franchise network
- 02MINORNo profitability disclosure: Average net income not provided in FDD Item 19 prevents ROI validation
- 03MINORWeak unit economics: $29,825 average revenue is extremely low relative to $49k-$109k investment, suggesting 27-369% year-one payback or longer
- 04MINORHigh minimum royalties relative to revenue: $400-$800/month minimums consume 16-32% of average unit revenue before other operating costs
- 05MEDShort initial term: 3-year term creates uncertainty; limited time to establish customer base before renewal negotiation
- 06HIGHGoing concern risk: False designation suggests franchisor may have financial instability or operational constraints
- 07MINORMobile accessory market maturity: ZAGG operates in commoditized consumer electronics space with intense competition and price compression
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
82 numbers
One-time purchase · CSV download · Validation questions included
FDD download
ZAGG · FDD (2026) PDF