Workout Anytime Franchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
Workout Anytime is a 24-hour access-gym franchise offering keyfob entry to affordable neighborhood clubs with cardio, weights, and training. Franchisees operate lightly staffed fitness centers built on recurring memberships.
FranchiseVerdict summary · 2026
A Workout Anytime franchise requires a total initial investment of $1.1M – $1.8M, including a $45K franchise fee and an ongoing 6.0% royalty[2]. The 2025 FDD does not disclose unit-level revenue (no Item 19). SBA 7(a) loans show a 2.9% charge-off rate across 35 loans[1]. FranchiseVerdict grade: A (Strongest tier), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2025 FDD issuance
Overview
- Investment
- $1.1M – $1.8M
- 93rd pct Health & Fitn…
- Avg gross sales
- N/A
- Royalty
- 6.0%
- 10th pct Health & Fitn…
- Units
- 190
- 88th pct Health & Fitn…
- SBA charge-off
- 2.9%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Health & Fitness · color = vs category peers
Green = favorable by >10% vs Health & Fitness avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $1.1M – $1.8M including a $45K franchise fee, 6.0% ongoing royalty.
- RETURNSItem 19 reports outlet revenue, but not in a form that yields a per-outlet average we can compare across brands.
- RISKVerdict A (Strongest tier), verdict score 64/100 (higher is better). SBA loan charge-off rate of 2.9% across 35 loans (well below the franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
- DATAItem 19 reports outlet revenue, but not in a form that yields a per-outlet average we can compare across brands. Ask franchisees directly for full unit-level revenue.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- Workout Anytime Franchising Systems, LLC
- Parent company
- Workout Anytime Global, LLC
- CEO title
- Chief Executive Officer
- Jerry Pugh
- Incorporated in
- Georgia
- HQ
- 2325 Lakeview Parkway, Suite 200, Alpharetta, Georgia 30009
- Auditor
- Bennett Thrasher LLP
- Audited financials
- Franchisor revenue
- $8.0M
- vs $9.2M prior year
Independent franchisee associations
- Franchise Advisory Council (FAC)
Franchisee-led councils or alliances disclosed in Item 20. Indicates operator voice.
Overview
About
- CEO
- Jerry Pugh
- Headquarters
- GA
- Founded
- 2004
- FDD year
- 2025
- States available
- 21
Can you afford it, and what does the money buy?
Entry cost runs 153% above the typical health & fitness franchise.
Source: FDD 2025 · Items 5–7
Full Item 7 breakdown14 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Feenot refundable | $45K | $45K | |
| Travel and Living Expenses While Trainingnot refundable | $1K | $2K | |
| Rent and Security Depositnot refundable | $8K | $20K | |
| Real Estate Improvements / Build-outnot refundable | $460K | $780K | |
| Key Tagsnot refundable | $150 | $150 | |
| Architect Feesnot refundable | $9K | $18K | |
| Furniture / Office Equipment and Suppliesnot refundable | $9K | $18K | |
| Initial Equipment Packagenot refundable | $420K | $780K | |
| Low Voltage AV and Door Accessnot refundable | $35K | $50K | |
| Signage (Exterior Club and Interior Graphics)not refundable | $20K | $40K | |
| Advertising + Start Strongnot refundable | $16K | $24K | |
| Deposits and Permitsnot refundable | $2K | $4K | |
| Insurancenot refundable | $6K | $9K | |
| Additional Fundsnot refundable | $30K | $50K | |
| Total initial investment | $1.1M | $1.8M |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $1.1M – $1.8M
- Bottom third — review vs category
- Liquid capital req'd
- $30K – $50K
- Middle of category vs category
- Franchise fee
- $45K – $45K
- Top 40% of category vs category
- Royalty
- 6.0%
- Gross Revenues · typical 6–8%
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 8.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 6.0% of gross sales |
| Marketing / ad fund | 2.0% of gross sales |
| Technology fee | $795 |
| Transfer fee | $34K |
| Renewal fee | $34K |
| Total fee load | 8.0% of rev |
What do units actually make?
Source: FDD 2025 · Item 19
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
Workout Anytime did not disclose financial performance in FDD Item 19. The ROIC and return models require Item 19 revenue. Without it all inputs are estimates. You can still run the calculator with your own assumptions by entering an expected revenue figure.
Returns model · single-unit ROIC
What would one Workout Anytime unit return on the cash you put in?
Unlevered ROIC · per unit
Estimated return on your total franchise investment, before any debt financing.
15%
Below the 30–60% attractive-franchise band
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2025 FDD
Financial Performance
- Item 19 type
- gross sales
- Sample size
- 181
- vs category median 12 · large
- Range (low → high)
- $136K→$1.4M
- Cohort dispersion (min → max)
- Quartile band
- $288K→$803K
- Bottom 25% → top 25%
- Source filing
- FDD 2025
- The FDD edition these figures were read from
- Transparency
- 4 / 10
- vs category median 4 / 10 · typical
Compared against 173 Health & Fitness brands
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Fee burden
Total ongoing fee load of 8.0% (near the Health & Fitness average).
Disclosure
Item 19 reports outlet revenue, but not in a form that yields a per-outlet average we can compare across brands.
Operator retention
System expanding at 13.8% CAGR over 3 years across 190 units — operators are staying and new ones are joining.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Health & Fitness averages
How Workout Anytime Compares
Is the system healthy?
Source: FDD 2025 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 190
- Opened
- 12
- Last reporting year
- Closed
- 0
- Terminated
- 7
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 3.7%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (3-yr)
- +13.8%
- Net unit change over 3 years
- 3-yr CAGR
- +13.8%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 12
- Closed (3yr)
- 0
- Terminated (3yr)
- 7
- Non-renewed (3yr)
- 0
- Transfers (3yr)
- 8
- Reacquired (3yr)
- 0
- Franchisor bought back
- Termination rate
- 0.1%
- Franchisor-initiated terminations
- Ceased ops
- 0.1%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 12 · 21 states reported
The Territory Map
FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.
21
states with franchisees (per FDD Item 12)
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 35
- Loan volume
- $25.7M
- Median loan
- $600K
- 50th percentile
- Charge-off rate
- 2.9%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 97.1%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 14
- Defaults
- 1
- Typical loan rate
- 8.1%
- avg rate to borrowers
- Franchised industry avg
- 15.8%
- brand beats franchise avg ↓
- Jobs supported
- 305
- 1.2 per loan
- Lender concentration
- 37%
- top lender's share
Borrower mix: 49% went to startups / new businesses, 51% to established operators
Franchise vs independent — in fitness and recreational sports centers, franchised businesses charge off at 15.8% vs 18.2% for independents — franchising is associated with 13% lower SBA default risk in this category.
Top lenders financing Workout Anytime franchisees
Showing 3 of 14 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Workout Anytime's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 11 states
- Startup risk premium and job creation velocity
- 8-year lending trend
Instant access. No subscription.
What could kill this investment?
SBA loans charge off at 2.9% — 82% below the 16.0% national norm, i.e. lower lender-observed risk.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Negative net worth of -$711,443 and financial_distress flagged, though net income is strongly positive at $2,487,057 on revenue of $9.2M across 190 franchised units. One concluded franchisee dispute. Growth healthy at 13.8%; turnover moderate 3.7%. Item 19 disclosed and audited.
Litigation (Item 3)
3 case reference(s): 0 pending, 0 settled.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Bennett Thrasher LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: No
- Must buy proprietary products: No
- Restricted to system-approved products: No
Score breakdown · what drove the 64 / 100 verdict
- 01MINORNegative net worth -$711,443 with distress flag
- 02MINORPositive net income $2,487,057 offsetting
- 03HIGHOne concluded litigation matter
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 8.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2025 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 5 years |
| Territory type | Radius or natural boundaries |
| Protected territory | Yes |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | Yes |
| Termination notice | 30 days |
| Curable defaultsℹ | 2 |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Georgia |
| Litigation count | 1 |
View Item 3 litigation summary
3 case reference(s): 0 pending, 0 settled.
Items 10, 11
Training & Operations
- Classroom training
- 77 hrs
- On-the-job training
- 46 hrs
- Training location
- On-site and corporate
- Franchisor financing
- Offered
- Item 10
- POS system
- ABC Fitness Solutions / DataTrak
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: ABC Fitness Solutions / DataTrak
Item 20 · call current owners
Franchisee Contacts
1 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Workout Anytime · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Workout Anytime franchise?
The total investment to open a Workout Anytime franchise ranges from $1.1M – $1.8M, with an initial franchise fee of $45K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Workout Anytime franchise owners earn?
Workout Anytime does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Item 19 in the Workout Anytime FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Workout Anytime FDD and qualifies whose outlets they describe.
What is Workout Anytime's franchise failure rate?
Based on SBA 7(a) loan data, Workout Anytime has a charge-off rate of 2.9% across 35 loans, meaning 2.9% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Workout Anytime franchise locations are there?
As of their most recent FDD filing, Workout Anytime has 190 total units in the United States, including 190 franchised units and 0 company-owned units. 12 new units were opened in the latest reporting year.
Is Workout Anytime a good franchise to buy?
FranchiseVerdict rates Workout Anytime as a A-grade franchise with a verdict score of 64 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.