Transworld Business AdvisorsFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Transworld Business Advisors franchise requires a total initial investment of $114K – $144K, including a $70K franchise fee. Per the 2026 FDD, average unit revenue was $751K[2]. SBA 7(a) loans show a 0.0% charge-off rate across 20 loans[1]. Verdict grade: A. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2026 FDD issuance
Overview
- Investment
- $114K – $144K
- 59th pct Real Estate
- Avg gross sales
- $751K
- 19th pct Real Estate
- Royalty
- N/A
- Units
- 467
- 69th pct Real Estate
- SBA default
- 0.0%
- system-wide median varies by category
Quick verdict · Real Estate · color = vs category peers
Green = >15% above Real Estate avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Each dollar invested generates 5.8x in gross revenue, well above the typical 1.5-2.5x range.
Only 0.0% of 20 SBA loans charged off, well below the 16% franchise average.
Franchised units fell from 466 to 440 over 3 years. Investigate why operators are leaving.
Bottom line
- Total investment $114K – $144K including a $70K franchise fee.
- Average unit revenue of $751K/year (median $302K).
- Verdict A (Top Quintile) with a risk score of 21/100. SBA loan charge-off rate of 0.0% across 20 loans (well below the franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Transworld Business Advisors, LLC
- Parent company
- UFG Synergies, LLC
- CEO title
- Chief Executive Officer
- Ray Titus
- Incorporated in
- FL
- HQ
- 2121 Vista Parkway, West Palm Beach, Florida 33411
- Auditor
- Milbery & Kesselman, CPAs, LLC
- Audited financials
- Franchisor revenue
- $9.6M
- vs $12.4M prior year
- Management churn noted
- Frequent turnover
- Item 2 disclosed frequent executive changes
Overview
About
Transworld Business Advisors operates a business brokerage and advisory service, helping clients buy, sell, and value small-to-medium enterprises. Franchisees typically manage local offices, identify business buyers and sellers, facilitate transactions, and earn commissions on completed deals while providing business valuation and consulting services.
- CEO
- Ray Titus
- Headquarters
- FL
- Founded
- 2010
- FDD year
- 2026
- States available
- 50
FDD Item 7 · 2026 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $70K | $70K |
| Working capital (3–6 mo) | $7K | $18K |
| Equipment, build-out, other | $38K | $56K |
| Total initial investment | $114K | $144K |
Source: Transworld Business Advisors 2026 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$120K
16.0% margin
Unlevered ROIC
85%
EBITDA / total invested capital
Payback
14 mo
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $114K – $144K
- Near category avg vs category
- Liquid capital req'd
- $7K – $18K
- Better than avg vs category
- Franchise fee
- $50K – $70K
- Below avg, review vs category
- Royalty
- Greater of Monthly Minimum ($500-$1000) or 10% of Gross R…
- Ad fund
- 1.0%
- typical 3–5%
- Total fee load
- 11.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty (flat) | greater of Monthly Minimum Royalty Fee ($500 months 1-12, $1,000 thereafter) or 10% up to $750,000, 9% up to $1,500,000, 8% over $1,500,000 |
| Marketing / ad fund | 1.0% of gross sales |
| Technology fee | $230 |
| Training fee | $595 |
| Transfer fee | $40K |
| Renewal fee | $6K |
| Total fee load | 11.0% of rev |
Financial Performance
- Avg gross sales
- $751K
- Per unit, per year
- Median gross sales
- $302K
- Item 19 type
- gross_sales
- Sample size
- 108 units
- vs category median 41 · large
- Range (low → high)
- $6K→$16.7M
- Cohort dispersion (min → max)
- Quartile band
- $75K→$2.6M
- Bottom 25% → top 25%
- Reporting year
- 2025
- Fiscal year the figures cover
- Transparency
- 4 / 5
- vs category median 0 / 5 · above
Compared against 121 Real Estate brands
Revenue is 5.8x the investment midpoint. At typical franchise margins, this suggests a payback under 3 years.
vs Real Estate averages
How Transworld Business Advisors Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 467
- Opened
- 30
- Last reporting year
- Closed
- 18
- Terminated
- 18
- Franchisor ended the franchise (per Item 20)
- Turnover rate
- 3.9%
- Company-owned
- 1
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Multi-unit owners
- 1.0%
- Net growth (yr3)
- +2.6%
- Net unit change last year
- 3-yr CAGR
- +5.9%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 20
- Transfer rate
- 4.3%
- Owners selling to other franchisees
- Continuity rate
- 96.3%
- Units that stayed open
- Termination rate
- 3.8%
- Franchisor-initiated terminations
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 46 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 20
- Loan volume
- $4.2M
- Median loan
- $87K
- 50th percentile
- Charge-off rate
- 0.0%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 100.0%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 13
- Defaults
- 0
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Transworld Business Advisors's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 13 states
- Startup risk premium and job creation velocity
- 7-year lending trend
- SBA 504 real estate/equipment data
Instant access. No subscription.
With a 0.0% charge-off rate across 20 loans, banks have historically viewed this brand favorably for lending.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Transworld Business Advisors presents elevated risk due to affiliate litigation history, undisclosed profitability metrics, stagnant unit growth, and royalty structures that may not align with franchisee financial viability.
Litigation (Item 3)
FTC v. Minuteman Press International, Inc. and Speedy Sign-A-Rama, USA, Inc. (CV 93-2496) filed June 4, 1993 in Eastern District of New York regarding false earnings representations and disclosure violations. Injunction filed December 18, 1998. Signarama consent order with Maryland Securities Commissioner in January 1996.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Milbery & Kesselman, CPAs, LLC
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 21 / 100 rating
- 01HIGHLitigation history involving affiliate brands (Signarama, Great Greek, Graze Craze) regarding franchise sales practices and financial misrepresentation raises questions about corporate governance and disclosure accuracy
- 02MINORMinimal system growth (2.6% YoY) with 467 units suggests stagnation or contraction, inconsistent with a mature 35-year franchise term
- 03MEDNet income not disclosed in FDD Item 19, making it impossible to verify profitability claims or validate the $114K-$143K investment ROI
- 04MINORRoyalty structure creates misalignment: $500-$1,000 monthly minimums mean franchisees pay $6K-$12K annually even at zero revenue, creating cash flow risk
- 05MINORAverage revenue of $751K falls directly at the royalty tier threshold (10% up to $750K vs. 9% above), suggesting potential manipulation or clustering of reported figures
- 06MINOR35-year term with $69,500 upfront franchise fee is exceptionally long and expensive for a business advisory service with opaque profitability
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 35 years |
|---|---|
| Renewal term | 35 years |
| Allowed renewalsℹ | 1 |
| Territory type | Designated Marketing Area (DMA) |
| Protected territory | Yes |
| Exclusive territoryℹ | Yes |
| Online sales rightsℹ | Granted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 3 years |
| Non-compete (miles)ℹ | 10 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 15 days |
| Mandatory arbitration | Yes |
| Arbitration location | Palm Beach County, Florida |
| Jury trial waiver | Yes |
| Governing law | Florida |
| Litigation count | 4 |
View Item 3 litigation summary
FTC v. Minuteman Press International, Inc. and Speedy Sign-A-Rama, USA, Inc. (CV 93-2496) filed June 4, 1993 in Eastern District of New York regarding false earnings representations and disclosure violations. Injunction filed December 18, 1998. Signarama consent order with Maryland Securities Commissioner in January 1996.
Items 10, 11
Training & Operations
- Classroom training
- 67 hrs
- On-the-job training
- 30 hrs
- Training location
- West Palm Beach, Florida and franchisee location
- Ongoing training
- Required
- Field support
- 32 hrs/yr
- On-site visits per year
- POS system
- Sydney 3.0
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Sydney 3.0
Item 20 · call current owners
Franchisee Contacts
190 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Transworld Business Advisors · FDD (2026) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Transworld Business Advisors franchise?
The total investment to open a Transworld Business Advisors franchise ranges from $114K – $144K, with an initial franchise fee of $70K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Transworld Business Advisors franchise owners earn?
According to Item 19 of the Transworld Business Advisors FDD, the average gross sales per unit is $751K. The median is $302K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Transworld Business Advisors's franchise failure rate?
Based on SBA 7(a) loan data, Transworld Business Advisors has a charge-off rate of 0.0% across 20 loans, meaning 0.0% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Transworld Business Advisors franchise locations are there?
As of their most recent FDD filing, Transworld Business Advisors has 467 total units in the United States, including 466 franchised units and 1 company-owned units. 30 new units were opened in the latest reporting year.
Is Transworld Business Advisors a good franchise to buy?
FranchiseVerdict rates Transworld Business Advisors as a A-grade franchise with a risk score of 21 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.