Seniors Helping SeniorsFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Seniors Helping Seniors franchise requires a total initial investment of $95K – $173K, including a $55K franchise fee and an ongoing 6.0% royalty[2]. Per the 2026 FDD, average unit revenue was $906K[2]. SBA 7(a) loans show a 18.2% charge-off rate across 40 loans[1]. Verdict grade: F. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2026 FDD issuance
Overview
- Investment
- $95K – $173K
- 46th pct Senior Care
- Avg gross sales
- $906K
- 26th pct Senior Care
- Royalty
- 6.0%
- 38th pct Senior Care
- Units
- 226
- 83rd pct Senior Care
- SBA default
- 18.2%
- system-wide median varies by category
Quick verdict · Senior Care · color = vs category peers
Green = >15% above Senior Care avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Each dollar invested generates 6.8x in gross revenue, well above the typical 1.5-2.5x range.
The system grew 24% year-over-year. Fast growth means demand, but can strain support.
Bottom line
- Total investment $95K – $173K including a $55K franchise fee, 6.0% ongoing royalty.
- Average unit revenue of $906K/year (median $668K).
- Verdict F (Bottom Quintile) with a risk score of 81/100. SBA loan charge-off rate of 18.2% across 40 loans (above the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
- System growing at 65.9% CAGR over 3 years with 226 total units. Strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Seniors Helping Seniors, LLC
- Incorporated in
- DE
- HQ
- 50 Grandview Boulevard, Wyomissing Hills, PA 19609
- Auditor
- Maillie LLP
- Audited financials
- Franchisor revenue
- $7.9M
- vs $10.7M prior year
Overview
About
Franchisees operate a home care referral and service business, matching trained caregivers with seniors requiring non-medical assistance (companionship, errands, light housekeeping, mobility support). Revenue is generated through service fees charged to client families, with franchisees managing caregiver recruitment, scheduling, client acquisition, and quality assurance in their protected territory.
- CEO
- Philip W.S. Yocom
- Headquarters
- PA
- Founded
- 2005
- FDD year
- 2026
- States available
- 39
FDD Item 7 · 2026 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $55K | $55K |
| Working capital (3–6 mo) | $5K | $11K |
| Equipment, build-out, other | $35K | $107K |
| Total initial investment | $95K | $173K |
Source: Seniors Helping Seniors 2026 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$163K
18.0% margin
Unlevered ROIC
115%
EBITDA / total invested capital
Payback
10 mo
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $95K – $173K
- Near category avg vs category
- Liquid capital req'd
- $5K – $11K
- Better than avg vs category
- Franchise fee
- $55K – $55K
- Near category avg vs category
- Royalty
- 6.0%
- Gross Sales · typical 6–8%
- Ad fund
- 1.0%
- typical 3–5%
- Total fee load
- 37.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 6.0% of gross sales |
| Marketing / ad fund | 1.0% of gross sales |
| Technology fee | $30 |
| Transfer fee | $15K |
| Renewal fee | $10K |
| Total fee load | 37.0% of rev |
At 37.0% total fee load, roughly $335K per year goes to the franchisor before you pay a single operating expense.
Financial Performance
- Avg gross sales
- $906K
- Per unit, per year
- Median gross sales
- $668K
- Item 19 type
- Historical Revenue
- Sample size
- 134 units
- vs category median 22 · large
- Range (low → high)
- $20K→$5.2M
- Cohort dispersion (min → max)
- Transparency
- 5 / 5
- vs category median 4 / 5 · above
Compared against 70 Senior Care brands
Revenue is 6.8x the investment midpoint. At typical franchise margins, this suggests a payback under 3 years.
vs Senior Care averages
How Seniors Helping Seniors Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 226
- Opened
- 54
- Last reporting year
- Closed
- 1
- Turnover rate
- 0.4%
- Company-owned
- 2
- Corporate units in the system
- % franchised
- 99%
- vs corporate-owned
- Net growth (yr3)
- +24.4%
- Net unit change last year
- 3-yr CAGR
- +65.9%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 2
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 39 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 40
- Loan volume
- $8.6M
- Median loan
- $150K
- 50th percentile
- Charge-off rate
- 18.2%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 81.8%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 16
- Defaults
- 2
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Seniors Helping Seniors's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 15 states
- Startup risk premium and job creation velocity
- 12-year lending trend
Instant access. No subscription.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Seniors Helping Seniors presents caution-level risk due to absent profitability disclosure, prior litigation over contract terms, and inability to validate ROI on a mid-five-figure investment in a labor-intensive service model.
Audited financials (Item 21)
Yes · Maillie LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Score breakdown · what drove the 81 / 100 rating
- 01MEDNo Item 19 (Average Net Income) disclosed — unable to validate profitability claims against $95K-$173K investment
- 02HIGHTwo material litigations involving contract/FDD disputes and Master License Agreements suggest governance and disclosure issues
- 03MED24.4% YoY unit growth is healthy but masked by undisclosed average net income — cannot assess if growth is profitable
- 04MEDHigh franchise fee ($55K) + total investment ($95K-$173K) against disclosed average revenue ($905K) requires validation
- 05MEDService-based model (in-home senior care) carries high labor costs, turnover, and liability risks not addressed in disclosed data
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 2 |
| Territory type | Population-based |
| Protected territory | Yes |
| Online sales rights | Granted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | No |
| Jury trial waiver | Yes |
| Governing law | Pennsylvania |
| Litigation count | 2 |
Items 10, 11
Training & Operations
- Classroom training
- 64 hrs
- On-the-job training
- 20 hrs
- POS system
- QuickBooks Online
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: QuickBooks Online
Item 20 · call current owners
Franchisee Contacts
234 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Seniors Helping Seniors · FDD (2026) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Seniors Helping Seniors franchise?
The total investment to open a Seniors Helping Seniors franchise ranges from $95K – $173K, with an initial franchise fee of $55K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Seniors Helping Seniors franchise owners earn?
According to Item 19 of the Seniors Helping Seniors FDD, the average gross sales per unit is $906K. The median is $668K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Seniors Helping Seniors's franchise failure rate?
Based on SBA 7(a) loan data, Seniors Helping Seniors has a charge-off rate of 18.2% across 40 loans, meaning 18.2% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Seniors Helping Seniors franchise locations are there?
As of their most recent FDD filing, Seniors Helping Seniors has 226 total units in the United States, including 135 franchised units and 2 company-owned units. 54 new units were opened in the latest reporting year.
Is Seniors Helping Seniors a good franchise to buy?
FranchiseVerdict rates Seniors Helping Seniors as a F-grade franchise with a risk score of 81 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
Are you the franchisor?
If you represent Seniors Helping Seniors, you can request corrections or provide updated information.
Claim this brandOther Senior Care franchises
Compare similar franchise opportunities in the Senior Care category
Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.