CareBuilders At Home Franchise Cost, Revenue & Review 2026
- Investment
- $111K – $167K
- Disclosed sales
- $1.9M
- gross sales, not profit
- SBA charge-off
- Not SBA-matched
Data from FDD filing
Analysis by FranchiseVerdict Research · Methodology
CareBuilders At Home is a senior care franchise providing non-medical in-home care, with back-office payroll and billing support from the franchisor. Franchisees run local agencies, recruiting caregivers and managing client care.
FranchiseVerdict summary · 2026
A CareBuilders At Home franchise requires a total initial investment of $111K – $167K, including a $50K franchise fee and an ongoing 9.0% royalty[2]. Per the 2026 FDD, average unit revenue was $1.9M[2]. FranchiseVerdict grade: A (Strongest tier), an editorial assessment, not investment advice. Run a live ROI scan →
Sources, dates and evidence
FDD issued: · Data extracted: · Last cited check: · Staleness risk: low - issued within the last 12 months
Evidence: strong✓ Investment (Item 7)✓ Item 19 status✓ Units and owners (Item 20)✗ SBA loan coverage✓ Litigation (Item 3)✓ Financial statements (Item 21)✓ Franchisor identityhow this is scored8 of 8 headline figures on this page cite a page of the filing.
Overview
- Investment
- $111K – $167K
- 60th pct Senior Care
- Avg gross sales
- $1.9M
- Outlet subset35th pct Senior Care
- Royalty
- 9.0%
- 92nd pct Senior Care
- Units
- 28
- 54th pct Senior Care
- SBA charge-off
- N/A
Quick verdict · Senior Care · color = vs category peers
Green = favorable by >10% vs Senior Care median · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $111K – $167K including a $50K franchise fee, 9.0% ongoing royalty.
- RETURNSAverage unit revenue of $1.9M/year (median $1.6M) (reported for a subset of outlets rather than the whole system).
- RISKVerdict A (Strongest tier), verdict score 85/100 (higher is better).
- GROWTHPositive: net +6 franchised outlets in the latest year (6 opened, 0 closed) (Item 20).
- GROWTHSystem growing at 55.6% CAGR over 3 years with 28 total units. Strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- CareBuilders At Home, LLC
- Parent company
- ATC Healthcare, Inc.
- FDD Item 1, page 8 of the 2026 FDD
- Predecessor
- ATC At Home, Inc.
- Prior franchisor entity
- CEO title
- Chief Executive Officer and Director
- David Savitsky
- Incorporated in
- GA
- HQ
- 1 Hollow Lane, Suite 201, Lake Success, NY 11042
- Auditor
- Hoberman & Lesser, CPAs, LLP
- Audited financials
- Franchisor revenue
- $142.0M
- vs $141.7M prior year
Affiliated brands
- is ATC Healthcare Services
- has not operated or offered franchises for any other types of business
- does not offer franchises for ATC Travel businesses
- has
- does not own or operate a CareBuilders At Home business
Other brands the franchisor or its parent operates (Item 1).
Same owner · FDD Item 1, page 8
1 other brand on this site name ATC Healthcare, Inc. as parent or ultimate parent in their own FDD.
Grouped by the owner's name as each filing prints it (this page: the 2026 FDD). Spelling variants of the same group may be listed apart; a brand is never grouped with an owner its filing does not name.
Overview
About
- CEO
- David Savitsky
- Headquarters
- NY
- Founded
- 2011
- FDD year
- 2026
- States available
- 15
Can you afford it, and what does the money buy?
Entry cost is about typical for a senior care franchise (near the category median).
Source: FDD 2026 · Items 5–7
Full Item 7 breakdown14 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Feenot refundable | $50K | $50K | |
| Rent - 3 Monthsnot refundable | $3K | $5K | |
| Leasehold Improvementsnot refundable | $0 | $3K | |
| Equipment, Furnishings and Fixturesnot refundable | $2K | $5K | |
| Signagenot refundable | $200 | $1K | |
| Initial Inventorynot refundable | $3K | $4K | |
| Security Deposits | $1K | $2K | |
| Insurance - 3 Monthsnot refundable | $1K | $2K | |
| Travel and Living Expenses While Trainingnot refundable | $0 | $6K | |
| Computer Systemnot refundable | $3K | $5K | |
| Permits/Licensesnot refundable | $2K | $3K | |
| Professional Feesnot refundable | $2K | $3K | |
| Launch Programnot refundable | $10K | $10K | |
| Additional Funds - 3 Monthsnot refundable | $35K | $70K | |
| Total initial investment | $111K | $167K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $111K – $167K
- Middle of category vs category
- Liquid capital req'd
- $35K – $70K
- Bottom third — review vs category
- Franchise fee
- $50K – $50K
- Top 40% of category vs category
- Royalty
- 9.0%
- Set by a formula · typical 6–8%
- Ad fund
- 1.0%
- typical 3–5%
- Total fee load
- 10.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 9.0% of net sales |
| Marketing / ad fund | 1.0% |
| Technology fee | $350 |
| Transfer fee | $15K |
| Renewal fee | $5K |
| Inventory (initial) | $3K – $4K |
| Total fee load | 10.0% of rev |
What do units actually make?
Average unit sales run 80% above the senior care norm.
Reported for a subset of outlets rather than the whole system
Source: FDD 2026 · Item 19
Single-unit · not modelled
Returns at a glance
An FDD discloses gross sales, not profit, and the operating costs that turn one into the other are in no filing. We publish no modelled return for CareBuilders At Home until someone supplies them — yours, in the models below.
—
Not modelled yet
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
Total invested capital · disclosed
$191K
Item 7 initial investment plus working capital, as filed — the one figure here that needs no assumption.
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
What one unit earns on your invested capital
Model A · Single-Unit Return
Computes unlevered return on invested capital (ROIC) for a single franchise unit, read against the 30–60% reference band · Yale SOM, Post-MBA Path Exhibit 2 (2023). Below that band a passive index fund likely outperforms; above it the franchisor has pricing power you're subsidizing.
Note: Item 19 revenue is what the franchisor discloses, and it is the top line only — gross sales are not profit. No FDD discloses the operating costs that turn one into the other, so those fields start empty and nothing is modelled until you supply them from your own lease quote, labor market and build-out budget.
Returns model · single-unit ROIC
What would one CareBuilders At Home unit return on the cash you put in?
Illustrative category typicals — not sourced to any filing, survey or sample. Replace them with figures from franchisee validation calls before you rely on the output.
Unlevered ROIC · per unit
Your modelled return on total invested capital, before any debt financing.
—
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
What 25 units return when you use SBA financing
Model B · Return on Equity: Debt-Financed Acquisition
Models a 25-unit portfolio acquisition financed with an SBA 7(a) loan. Shows equity IRR (your return on cash invested), DSCR (how safely the cash flow covers debt service), and the capital stack (SBA + seller + equity breakdown).
This is the “search fund” or “entrepreneurship through acquisition” scenario: you buy an existing multi-unit operator, use leverage to amplify returns, and either operate or hire management. The 25-unit size is the typical minimum for an SBA-backed franchise portfolio acquisition to pencil as a full-time income.
What “return on equity” means here: if you put in $500K of your own cash and the business generates enough EBITDA to pay down debt and grow, your equity IRR is the annual return on that $500K, including the value created when you eventually sell. Target IRR for a search fund is typically 25–35%.
Not modelled yet
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
A 25-unit return is built on a per-unit EBITDA. Fill in the operating costs in Model A above and this model runs on that figure, or take the whole scenario to the full ROI workbench, where the portfolio and LBO models accept your own per-unit economics directly.
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2026 FDD
Financial Performance
Reported for a subset of outlets rather than the whole system
- Avg gross sales
- $1.9M
- Per unit, per year
- Median gross sales
- $1.6M
Gross sales are revenue before expenses — not profit. Actual owner earnings depend on rent, labor, royalties, marketing fees, and debt service.
- Item 19 type
- gross sales
- Sample size
- 22 outlets
- vs category median 22
- Range (low → high)
- $88K→$5.3MCited, not corroborated — printed on page 46 of the 2026 FDD. Nothing else in our record independently restates or re-derives it.
- Cohort dispersion (min → max)
- Reporting year
- 2025
- Fiscal year the figures cover
- Source filing
- FDD 2026
- Disclosed in the 2026 filing, covering 2025
- Transparency
- 4 / 10
- vs category median 4 / 10 · typical
Compared against 79 Senior Care brands
Revenue is 13.8x the investment midpoint. At typical franchise margins, this suggests a payback under 3 years.
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Unit economics
Average unit generates $1.9M/year in gross sales. Median is $1.6M — top performers pull the average up, so a typical unit earns less. Revenue-to-investment ratio: 13.8x. Reported for a subset of outlets rather than the whole system.
Fee burden
Total ongoing fee load of 10.0% — above the Senior Care median of 7.0%.
Disclosure
Transparency score 4/10 — this franchisor discloses detailed breakdowns (quartiles, segments, or cohort data). Buyers can model unit economics with higher confidence.
Operator retention
System expanding at 55.6% CAGR over 3 years across 28 units — operators are staying and new ones are joining.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Senior Care medians
How CareBuilders At Home Compares
Category median of published Senior Care brands that report the figure; the middle half spans the 25th to 75th percentile and n counts the brands behind it. Medians are used because a few very large systems pull an average far from the typical brand. Revenue is disclosed gross sales, not profit.
Is the system healthy?
Source: FDD 2026 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 28
- Opened
- 6
- Last reporting year
- Closed
- 0
- Turnover rate
- N/A
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (3-yr)
- +55.6%
- Net unit change over 3 years
- 3-yr CAGR
- +55.6%
- Compounded over last 3 years
Last fiscal year · Item 20 exits and transfers
- Transferred
- 0
- Termination rate
- 10.7%
- Franchisor-initiated terminations
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 19 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Available to sell in · Item 12
- Illinois
- Indiana
- Michigan
States where the franchisor is registered to sell new franchises (FDD registration filings).
Where the owners are · Item 20 owner list
44 current owners across 19 states.
- CA 7
- PA 5
- TX 5
- GA 4
- FL 2
- IL 2
- MI 2
- NC 2
- NJ 2
- OH 2
- VA 2
- WA 2
- +7 more states
Counts only, from the list the franchisor prints in Item 20. Names and phone numbers are for your own due diligence and are not shown here.
Fast growth in a small system. Newer franchisors expanding quickly may not yet have the support infrastructure of larger systems.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
What could kill this investment?
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Early-stage home care franchise with undisclosed profitability metrics, small system size, and concerning franchisor financial status creates meaningful uncertainty around franchisee return potential despite protected territory.
Litigation (Item 3)
Subject: officers or affiliates. The franchisor is not a named party in these cases.
Item 3 states no litigation is required to be disclosed.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Hoberman & Lesser, CPAs, LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Must buy proprietary products: No
- Restricted to system-approved products: No
Score breakdown · what drove the 85 / 100 verdict
- 01MEDNo average net income disclosed (Item 19) — inability to assess actual profitability despite $1.9M avg revenue claim
- 02MINORHigh royalty burden at 9% combined with no transparency on net margins — could squeeze franchisee profitability significantly
- 03MEDSmall unit base (28 units) with only 27.3% YoY growth — limited scale and unproven system maturity; high early-stage risk
- 04MEDHigh initial investment ($110K-$166K) relative to unit count and growth rate — limited proven ROI track record
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 10.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2026 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 5 years |
| Allowed renewalsℹ | 2 |
| Territory type | Protected territory |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory population | 35,000 |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 75 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Curable defaultsℹ | 4 |
| Mandatory arbitration | Yes |
| Arbitration location | Nassau County, New York |
| Jury trial waiver | Yes |
| Governing law | NY |
| Litigation count | 0 |
View Item 3 litigation summary
Item 3 states no litigation is required to be disclosed.
Items 10, 11
Training & Operations
- Classroom training
- 41 hrs
- On-the-job training
- 20 hrs
- Training location
- Lake Success, NY (or remotely)
- Ongoing training
- Required
- Time to open
- 4 mo
- From signing to launch
Items 5 & 11
Franchisor Support
Item 20 · call current owners
Franchisee Contacts
44 owners to call
Name · phone · city · state. Extracted from FDD Item 20
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a CareBuilders At Home franchise?
The total investment to open a CareBuilders At Home franchise ranges from $111K – $167K, with an initial franchise fee of $50K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do CareBuilders At Home franchise owners earn?
According to Item 19 of the CareBuilders At Home FDD, the average gross sales per unit is $1.9M. The median is $1.6M. Important context: Reported for a subset of outlets rather than the whole system. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
Who owns CareBuilders At Home?
CareBuilders At Home is franchised by CareBuilders At Home, LLC. Its parent company is ATC Healthcare, Inc.. Source: FDD Item 1, 2026 filing.
What is Item 19 in the CareBuilders At Home FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the CareBuilders At Home FDD and qualifies whose outlets they describe.
What is CareBuilders At Home's franchise failure rate?
SBA 7(a) loan charge-off data is not available for CareBuilders At Home (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many CareBuilders At Home franchise locations are there?
As of their most recent FDD filing, CareBuilders At Home has 28 total units in the United States, including 28 franchised units and 0 company-owned units. 6 new units were opened in the latest reporting year.
Is CareBuilders At Home a good franchise to buy?
FranchiseVerdict rates CareBuilders At Home as a A-grade franchise with a verdict score of 85 out of 100 (higher is better). The grade is a deterministic score built from six weighted dimensions — financial health, unit economics, unit growth, scale, legal, and transparency — then calibrated against SBA loan charge-off rates and FDD age. Transparency is one of the six, so a filing that discloses less scores lower on that dimension than one that discloses more. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.