Home Helpers Home CareFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Home Helpers Home Care franchise requires a total initial investment of $113K – $162K, including a $50K franchise fee and an ongoing 6.0% royalty[2]. Per the 2024 FDD, average unit revenue was $1.7M[2]. SBA 7(a) loans show a 0.0% charge-off rate across 39 loans[1]. Verdict grade: A. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2024 FDD issuance
Overview
- Investment
- $113K – $162K
- 59th pct Senior Care
- Avg gross sales
- $1.7M
- 54th pct Senior Care
- Royalty
- 6.0%
- 38th pct Senior Care
- Units
- 316
- 90th pct Senior Care
- SBA default
- 0.0%
- system-wide median varies by category
Quick verdict · Senior Care · color = vs category peers
Green = >15% above Senior Care avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Each dollar invested generates 12.5x in gross revenue, well above the typical 1.5-2.5x range.
Only 0.0% of 39 SBA loans charged off, well below the 16% franchise average.
Franchising since 1997. Systems this mature have refined operations and brand recognition.
Bottom line
- Total investment $113K – $162K including a $50K franchise fee, 6.0% ongoing royalty.
- Average unit revenue of $1.7M/year (median $1.1M).
- Verdict A (Top Quintile) with a risk score of 34/100. SBA loan charge-off rate of 0.0% across 39 loans (well below the franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
- Bankruptcy history disclosed in the FDD. Review Item 4 for details before proceeding.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- H.H. FRANCHISING SYSTEMS, INC.
- Parent company
- Home Helpers Holding Company
- Ultimate parent
- RiverGlade Capital, LLC
- Incorporated in
- OH
- HQ
- 10101 Alliance Road, Suite 300, Blue Ash, Ohio 45242
- Auditor
- Cohen & Co
- Audited financials
- Franchisor revenue
- $15.5M
- vs $16.4M prior year
Affiliated brands
- whose pr
Other brands the franchisor or its parent operates (Item 1).
Overview
About
Home Helpers franchisees operate in-home personal care and non-medical assistance services for elderly, disabled, and post-recovery patients. Day-to-day operations include recruiting and managing caregiving staff, scheduling client visits, maintaining regulatory compliance (background checks, training), managing client billing and insurance claims, and delivering or overseeing direct care services in clients' homes.
- CEO
- Emma R. Dickison
- Headquarters
- OH
- Founded
- 1997
- FDD year
- 2024
- States available
- 39
FDD Item 7 · 2024 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $50K | $50K |
| Working capital (3–6 mo) | $43K | $65K |
| Equipment, build-out, other | $20K | $47K |
| Total initial investment | $113K | $162K |
Source: Home Helpers Home Care 2024 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$293K
17.0% margin
Unlevered ROIC
153%
EBITDA / total invested capital
Payback
8 mo
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $113K – $162K
- Near category avg vs category
- Liquid capital req'd
- $43K – $65K
- Below avg, review vs category
- Franchise fee
- $50K – $50K
- Better than avg vs category
- Royalty
- 6.0%
- percentage_of_gross · typical 6–8%
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 8.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 6.0% of gross sales |
| Marketing / ad fund | 2.0% of gross sales |
| Technology fee | $750 |
| Training fee | $5K |
| Transfer fee | $10K |
| Renewal fee | $2K |
| Inventory (initial) | $2K – $3K |
| Total fee load | 8.0% of rev |
Financial Performance
- Avg gross sales
- $1.7M
- Per unit, per year
- Median gross sales
- $1.1M
- Item 19 type
- gross_sales
- Sample size
- 146 units
- vs category median 22 · large
- Range (low → high)
- $25K→$25.2M
- Cohort dispersion (min → max)
- Quartile band
- $364K→$3.6M
- Bottom 25% → top 25%
- Transparency tier
- full
- Categorical assessment of disclosure depth
- Transparency
- 4 / 5
- vs category median 4 / 5 · typical
Compared against 70 Senior Care brands
Revenue is 12.5x the investment midpoint. At typical franchise margins, this suggests a payback under 3 years.
vs Senior Care averages
How Home Helpers Home Care Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 316
- Opened
- 31
- Last reporting year
- Closed
- 9
- Turnover rate
- 2.8%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (yr3)
- +3.9%
- Net unit change last year
- 3-yr CAGR
- +2.6%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 12
- Closed (3yr)
- 2
- Terminated (3yr)
- 5
- Non-renewed (3yr)
- 3
- Transfers (3yr)
- 20
- Reacquired (3yr)
- 12
- Franchisor bought back
- Projected new
- 20
- Franchisor's next-year forecast
- Termination rate
- 2.6%
- Franchisor-initiated terminations
- Ceased ops
- 0.7%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 10 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Available to sell in · Item 12
- Michigan
States where the franchisor is registered to sell new franchises (FDD registration filings).
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 39
- Loan volume
- $13.8M
- Median loan
- $215K
- 50th percentile
- Charge-off rate
- 0.0%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 100.0%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 20
- Defaults
- 0
Vintage analysis
Home Helpers Home Care charge-off rate by loan vintage
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Home Helpers Home Care's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 15 states
- Startup risk premium and job creation velocity
- 10-year lending trend
- SBA 504 real estate/equipment data
Instant access. No subscription.
With a 0.0% charge-off rate across 39 loans, banks have historically viewed this brand favorably for lending.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Home Helpers presents meaningful caution due to undisclosed profitability metrics, active litigation, slow growth, and lack of transparent Item 19 data in a competitive home care market.
Litigation (Item 3)
3 case reference(s): 1 pending, 0 settled.
Largest disclosed settlement: $210,000
Bankruptcy (Item 4)
Disclosed in last 7 years
Bankruptcy Code; (b) obtained a discharge of its debts under the bankruptcy code; or (c) was a principal officer of a company or a general partner in a partnership that either filed as a debtor (or had filed against it) a petition to start an action under the U.S. Bankruptcy Code or that obtained a
Audited financials (Item 21)
Yes · Cohen & Co
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
Score breakdown · what drove the 34 / 100 rating
- 01MEDNo Item 19 (Average Unit Volume) disclosed despite $1.7M average revenue claim — unable to verify profitability or typical franchisee returns
- 02HIGHActive litigation: royalty collection suit indicates franchisor enforcement issues; tortious interference case suggests franchisor disputes with franchisees or partners
- 03MINORSlow system growth of only 3.9% YoY with 316 units suggests market saturation or franchisee struggles in home care sector
- 04MINORRoyalty structure (6% down to 4%) on thin-margin home care operations may be unsustainable for franchisees with <30% net margins
- 05MEDHigh initial investment ($113K-$162K) relative to disclosed revenue lacks corresponding profitability transparency
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Territory type | ZIP Code based |
| Protected territory | Yes |
| Territory radius | 1 mi |
| Territory population | 250,000 |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 15 mi |
| Right of first refusalℹ | Yes |
| RoFR response window | 30 days |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Curable defaultsℹ | 2 |
| Mandatory arbitration | Yes |
| Arbitration location | Las Vegas, Nevada |
| Jury trial waiver | Yes |
| Governing law | Ohio |
| Litigation count | 2 |
View Item 3 litigation summary
3 case reference(s): 1 pending, 0 settled.
Items 10, 11
Training & Operations
- Classroom training
- 35 hrs
- On-the-job training
- 0 hrs
- Training location
- Franchisor's facility and on-site
- Site selection
- franchisor
- Franchisor financing
- Offered
- Item 10
- POS system
- WellSky
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: WellSky
Item 20 · call current owners
Franchisee Contacts
23 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Home Helpers Home Care · FDD (2024) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Home Helpers Home Care franchise?
The total investment to open a Home Helpers Home Care franchise ranges from $113K – $162K, with an initial franchise fee of $50K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Home Helpers Home Care franchise owners earn?
According to Item 19 of the Home Helpers Home Care FDD, the average gross sales per unit is $1.7M. The median is $1.1M. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Home Helpers Home Care's franchise failure rate?
Based on SBA 7(a) loan data, Home Helpers Home Care has a charge-off rate of 0.0% across 39 loans, meaning 0.0% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Home Helpers Home Care franchise locations are there?
As of their most recent FDD filing, Home Helpers Home Care has 316 total units in the United States, including 308 franchised units and 0 company-owned units. 31 new units were opened in the latest reporting year.
Is Home Helpers Home Care a good franchise to buy?
FranchiseVerdict rates Home Helpers Home Care as a A-grade franchise with a risk score of 34 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.