FranchiseVerdict
One River School logo
FV-01829·CAUTIONExcellent95

One River School

Business Services - Printing & SignsFranchising since 2016Website
Investment
$180K – $568K
50th pct Printing & Si…
Avg revenue
$615K
20th pct Printing & Si…
Royalty
9.0%
53rd pct Printing & Si…
Units
15
23rd pct Printing & Si…
SBA default

Bottom line

  • Total investment $180K – $568K including a $45K franchise fee, 9.0% ongoing royalty.
  • Average unit revenue of $615K/year (median $616K).
  • Rated CAUTION with a risk score of 70/100.

Item 1 · who you're contracting with

The Franchisor

Legal entity
One River School Franchising, LLC
Parent company
One River School, LLC
Incorporated in
New Jersey
HQ
49 North Dean Street, Englewood, New Jersey 07631
Auditor
Gene H. Levick & Company
Audited financials
Franchisor revenue
$211K
vs $237K prior year

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one One River School unit return on the cash you put in?

Revenue · per unit, per year
$
FDD Item 19 reports $614,919
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: retail
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $180K–$568K
Working capital
$
FDD reports $10K–$96K

Unlevered ROIC · per unit

6%

Below typical band (30–60%)

0%30–60% Yale band80%

Store EBITDA · annual
$25K
EBITDA margin
4.0%
Total invested
$427K
Payback
208 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Overview

About

One River School franchisees operate progressive education centers or tutoring/enrichment programs, likely managing student enrollment, curriculum delivery, instructor payroll, facility operations, and parent communications. Day-to-day activities include class scheduling, student progress tracking, marketing to fill classes, and staff management.

CEO
Agnes Mauro
Founded
2014
FDD year
2025
States available
3

Item 7 · what it costs

The Vitals

Total investment
$180K – $568K
All-in to open one unit
Liquid capital
$10K – $96K
Cash you must have on hand
Franchise fee
$45K
Royalty
9.0%
Gross Sales · typical 6–8%
Ad fund
2.0%
typical 3–5%
Total fee load
11.0%
vs 9–13% typical
Payback period
Effectively never
Investment too high vs revenue to recover

Item 19

Financial Performance

Avg gross sales
$615K
Per unit, per year
Median gross sales
$616K
Item 19 type
Gross Sales and Operating Income
Sample size
14 units
vs category median 42 · small
Range (low → high)
$520K$708K
Cohort dispersion
Transparency
7 / 5
vs category median 4 / 5 · above
Revenue rank20th
vs Business Services - Printing & Signs peers
Investment cost rank50th
Lower investment ranks lower (better)
Royalty rate rank53th
Lower royalty = lower percentile (better)
Unit count rank23th
vs Business Services - Printing & Signs peers
Risk score rank97th
Lower risk = lower percentile (better)

Item 20 · unit dynamics

The Growth Chart

Total units
15
Opened
0
Last reporting year
Closed
0
Turnover rate
0.0%
Company-owned
12
Corporate units in the system
% franchised
20%
vs corporate-owned
Net growth (yr3)
-25.0%
Net unit change last year
3-yr CAGR
-25.0%
Compounded over last 3 years
2023
3±0
Franchised units
2024
4
Franchised units
2025
4
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 20 · 14 states with active franchisees

The Territory Map

Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).

AK
ME
VT
NH
MA
RI
CT
NY
NJ
PA
DE
MD
DC
WA
OR
CA
NV
ID
MT
WY
UT
CO
AZ
NM
ND
SD
NE
KS
OK
TX
MN
IA
MO
AR
LA
WI
IL
MS
TN
MI
IN
KY
AL
OH
WV
GA
VA
NC
SC
FL
HI
Registered · 14 states
Not registered

States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

No SBA loan data available for this brand.

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

70
Risk · 0-100
CAUTION70 / 100

One River School is a contracting franchise system with severe profitability problems, unit attrition, and undisclosed franchisor stability concerns that create high failure risk for new franchisees.

Score breakdown · what drove the 70 / 100 rating

  1. 01MINORSystem shrinkage of 25% YoY (15 units down from 20) indicates franchisee failure or dissatisfaction
  2. 02MINORProfitability crisis: avg net income of $3,966 on $614,919 revenue = 0.64% net margin (industry standard 10-15%)
  3. 03HIGHNo going concern status suggests franchisor financial instability or viability questions
  4. 04MINORHigh royalty rate (9%) combined with razor-thin margins creates unsustainable unit economics
  5. 05MINORWide investment range ($179.5K-$568K) with no clarity on what drives variance or guarantees
  6. 06MINORNo Item 19 financial performance representation limits ability to validate claims

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Custom geography/radius
Protected territory
Yes
Initial term
10 years
Renewal term
10 years
Online sales rights
Restricted
Franchisor can compete
Yes
Hire a manager?
Allowed
Litigation count
0
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
Yes
Jury trial waiver
Yes
Non-compete
2 yrs
Post-termination restriction
Owner-operator
Required
Governing law
New Jersey

Item 11

Training & Operations

Classroom training
36 hrs
On-the-job training
20 hrs

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

19 numbers

Locked
(651) 296-••••
MN
(317) 232-••••
IN
(612) 296-••••
MN

One-time purchase · CSV download · Validation questions included

FDD download

One River School · FDD (2025) PDF

Single-page checkout · instant download · CSV export of contacts available separately above