Allegra
Formerly known as American Family Bio-Clean
Bottom line
- Total investment $81K – $698K including a $45K franchise fee, 6.0% ongoing royalty.
- Average unit revenue of $1.1M/year (median $707K). Estimated payback in 1.6 years.
- Rated MODERATE with a risk score of 55/100. SBA loan default rate of 0.0% across 52 loans (below the industry average).
- System contracting at -9.3% CAGR over 3 years. Investigate whether closures are franchisor-driven (consolidation) or franchisee-driven (economics).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Allegra unit return on the cash you put in?
Unlevered ROIC · per unit
14%
Below typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Allegra units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$216K
on $1.1M purchase
Total debt
$865K
SBA $0.5M + senior + seller note
Overview
About
Allegra franchisees operate printing, copying, and digital marketing services centers serving small-to-medium businesses and consumers. Day-to-day operations include managing retail/production facilities, handling customer orders for printed materials, coordinating digital services, managing staff, and maintaining equipment while paying 6% royalties on revenue.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 17 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Allegra presents meaningful caution risk: a contracting franchise system with unverified financials, litigation history, regulatory compliance issues, and unclear path to profitability for sub-average performers.
Score breakdown · what drove the 55 / 100 rating
- 01MINORUnit count declining 5.1% YoY (167 units) signals system contraction and potential market saturation or performance issues
- 02MINORNo Item 19 financial performance representation limits transparency; average net income of $250,967 cannot be independently verified or benchmarked
- 03HIGHMultiple litigation cases including breach of contract, non-payment arbitration, and state consent order indicate franchisor-franchisee relationship strain and regulatory scrutiny
- 04MINORTiered royalty structure (6% → 4% → 1.5%) suggests franchisor heavily depends on volume; lower-performing units may struggle with 6% royalty rate on $1.08M average revenue
- 05MINORHigh investment range ceiling ($698,040) with 20-year term creates extended capital commitment in declining system
- 06MINORConsent order with Washington State regarding technology fees raises questions about franchisor practices and transparency
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
100 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Allegra · FDD (2026) PDF