Linden Creek
Bottom line
- Total investment $227K – $637K including a $60K franchise fee.
- Average unit revenue of $373K/year. Estimated payback in 4.1 years.
- Rated STRONG with a risk score of 47/100. SBA loan default rate of 0.0% across 10 loans (below the industry average).
- Emerging franchise — only 3 years of franchising with 3 units. Early-stage systems carry higher risk but may offer better territory availability.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one LINDEN CREEK unit return on the cash you put in?
Unlevered ROIC · per unit
6%
Below typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 LINDEN CREEK units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$75K
on $373K purchase
Total debt
$298K
SBA $0.2M + senior + seller note
Overview
About
Linden Creek franchisees operate a service or retail business generating ~$373K in annual revenue with ~$105K net income. Day-to-day operations likely involve customer acquisition, service delivery or product sales, inventory/supply management, and local marketing within their protected territory.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 15 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Micro-franchise with unverified financials, minimal unit growth, and unclear franchisor stability despite no litigation.
Score breakdown · what drove the 47 / 100 rating
- 01MINORExtremely small franchise system (only 3 units) creates survivability and support concerns
- 02MEDNo Item 19 financial performance representations disclosed — cannot independently verify $372K revenue and $105K net income claims
- 03MINOR100% YoY unit growth from 3 to 3 units suggests stagnation or units were recently added; unclear if system is actually expanding
- 04MINORHigh investment range ($227K–$637K) with wide variance indicates inconsistent startup costs or territory-dependent pricing
- 05HIGHGoing Concern notation is FALSE, but extreme system size raises questions about franchisor viability and ongoing support
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
18 numbers
One-time purchase · CSV download · Validation questions included
FDD download
LINDEN CREEK · FDD (2025) PDF