Bottom line
- Total investment $101K – $193K including a $50K franchise fee, 7.0% ongoing royalty.
- Average unit revenue of $252K/year.
- Rated MODERATE with a risk score of 63/100.
- Emerging franchise — only 2 years of franchising with 10 units. Early-stage systems carry higher risk but may offer better territory availability.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one OccMed Connect unit return on the cash you put in?
Unlevered ROIC · per unit
32%
In Yale's "attractive" band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 OccMed Connect units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$707K
on $3.5M purchase
Total debt
$2.8M
SBA $1.8M + senior + seller note
Overview
About
Franchisees operate occupational health clinics providing workers' compensation examinations, injury evaluations, and workplace health services to employers and insurers. Day-to-day operations include scheduling patient visits, conducting medical exams, managing regulatory compliance, billing insurance carriers, and maintaining clinic staffing and equipment.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 3 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Material profitability and growth data gaps combined with complex dual royalty structure and small, stagnant unit base present significant investment risk despite protected territory.
Score breakdown · what drove the 63 / 100 rating
- 01MEDNo average net income disclosed in Item 19 — impossible to assess actual profitability despite $252k average revenue
- 02MINORDual royalty structure ($10 per patient visit + 7% gross sales) creates unpredictable cost burden with no breakeven analysis provided
- 03MEDOnly 10 franchised units with unknown growth trajectory suggests limited system traction and scaling challenges
- 04MEDHigh initial investment ($101k–$193k) relative to disclosed revenue with no franchisee earnings claims creates ROI uncertainty
- 05HIGHGoing Concern flag is FALSE but franchisor financials not disclosed — raises questions about corporate stability
- 06MINORWorkers' compensation niche market creates revenue concentration risk tied to employer health/safety regulations
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
3 numbers
One-time purchase · CSV download · Validation questions included
FDD download
OccMed Connect · FDD (2025) PDF