JDog Junk Removal & Hauling Franchise Cost, Revenue & Review 2026
- Investment
- $30K – $187K
- Disclosed sales
- not disclosed
- SBA charge-off
- 31.2%
- on 45 loans
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
JDog Junk Removal & Hauling is a junk-removal franchise operated by military veterans and their families. Franchisees run a route-based operation with branded trucks and crews handling residential and commercial hauling in a territory.
FranchiseVerdict summary · 2026
A JDog Junk Removal & Hauling franchise requires a total initial investment of $30K – $187K, including a $10K – $45K franchise fee. This franchisor makes no financial performance representation in Item 19 of its FDD. Item 19 is voluntary under the FTC Franchise Rule, and this filing states that it makes none, so no revenue or earnings figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that. SBA 7(a) loans show a 31.2% charge-off rate across 45 loans[1]. FranchiseVerdict grade: F (Weakest tier), an editorial assessment, not investment advice. Run a live ROI scan →
Sources, dates and evidence
FDD issued: 2025 filing · Data extracted: · Last cited check: · Staleness risk: medium - a newer filing may exist
Evidence: strong✓ Investment (Item 7)✓ Item 19 status✓ Units and owners (Item 20)✓ SBA loan coverage✓ Litigation (Item 3)✓ Financial statements (Item 21)✓ Franchisor identityhow this is scored3 of 3 headline figures on this page cite a page of the filing.
Overview
- Investment
- $30K – $187K
- 1st pct Retail
- Avg gross sales
- N/A
- Royalty
- Flat fee
- Units
- 94
- 27th pct Retail
- SBA charge-off
- 31.2%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Retail · color = vs category peers
Green = favorable by >10% vs Retail median · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $30K – $187K including a $10K franchise fee.
- RETURNSThis franchisor makes no financial performance representation in Item 19 of its FDD. Item 19 is voluntary under the FTC Franchise Rule, and this filing states that it makes none, so no revenue or earnings figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that.
- RISKVerdict F (Weakest tier), verdict score 14/100 (higher is better). SBA loan charge-off rate of 31.2% across 45 loans (well above the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
- GROWTHNegative: net -29 franchised outlets in the latest year (5 opened, 34 closed); 1 signed but not yet open (Item 20).
- FLAG34 units terminated last reporting year (36.2% of the system). Ask existing franchisees why.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- JDog Franchises, LLC
- Parent company
- JD Investment Company, LLC
- FDD Item 1, page 8 of the 2025 FDD
- Predecessor
- J Dog Franchises, Inc.
- Prior franchisor entity
- Incorporated in
- DE
- HQ
- 1021 Old Cassatt Road, Suite 100, Berwyn, PA 19312
- Auditor
- Citrin Cooperman & Company, LLP
- Audited financials
- Franchisor revenue
- $2.6M
- vs $3.6M prior year
Overview
About
- CEO
- Gerald “Jerry” Flanagan
- Headquarters
- PA
- Founded
- 2011
- FDD year
- 2025
- States available
- 27
Can you afford it, and what does the money buy?
Entry cost runs 68% below the typical retail franchise.
Source: FDD 2025 · Items 5–7
FDD Item 7 · 2025 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $10K | $10K |
| Working capital (3–6 mo) | $9K | $60K |
| Equipment, build-out, other | $11K | $117K |
| Total initial investment | $30K | $187K |
Source: JDog Junk Removal & Hauling 2025 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $30K – $187K
- Top 40% of category vs category
- Liquid capital req'd
- $9K – $60K
- Top 40% of category vs category
- Franchise fee
- $10K – $45K
- Top 40% of category vs category
- Royalty
- Flat monthly fee, tiered by territory size. Tier 1: $800/…
- Ad fund
- National Marketing Fund contribution is flat: currently $…
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Technology fee | $0 |
| Transfer fee | $10K |
| Renewal fee | $10K |
| Inventory (initial) | $500 – $3K |
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
JDog Junk Removal & Hauling makes no financial performance representation in Item 19 of its FDD - a voluntary item under the FTC Franchise Rule - so no unit revenue figures are disclosed. The return models need a revenue figure to start from, and the operating costs that turn gross sales into a profit are in no FDD. Enter your own and the calculator runs on your assumptions — nothing here is modelled until you do.
Returns model · single-unit ROIC
What would one JDog Junk Removal & Hauling unit return on the cash you put in?
Illustrative category typicals — not sourced to any filing, survey or sample. Replace them with figures from franchisee validation calls before you rely on the output.
Unlevered ROIC · per unit
Your modelled return on total invested capital, before any debt financing.
—
An FDD discloses gross sales, not profit. We hold no sourced figure for annual revenue, royalty rate, ad fund rate, COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2025 FDD
Financial Performance
No financial performance representation
This franchisor makes no financial performance representation in Item 19 of its FDD. Item 19 is voluntary under the FTC Franchise Rule, and this filing states that it makes none, so no revenue or earnings figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that.
Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Disclosure
This franchisor makes no financial performance representation in Item 19 of its FDD. Item 19 is voluntary under the FTC Franchise Rule, and this filing states that it makes none, so no revenue or earnings figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that. Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.
Operator retention
System contracting at -51.0% CAGR over 3 years. Investigate whether closures are franchisor-driven consolidation or franchisee exits.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Retail medians
How JDog Junk Removal & Hauling Compares
Category median of published Retail brands that report the figure; the middle half spans the 25th to 75th percentile and n counts the brands behind it. Medians are used because a few very large systems pull an average far from the typical brand. Revenue is disclosed gross sales, not profit.
Is the system healthy?
Source: FDD 2025 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 94
- Opened
- 5
- Last reporting year
- Closed
- 34
- Terminated
- 34
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 36.2%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (3-yr)
- -51.0%
- Net unit change over 3 years
- 3-yr CAGR
- -51.0%
- Compounded over last 3 years
Last fiscal year · Item 20 exits and transfers
- Terminated
- 34
- Not renewed
- 0
- Transferred
- 0
- Reacquired
- 0
- Franchisor bought back
- Signed, not yet open
- 1
- 0.01 per open outlet · Item 20 Table 5
- Projected new
- 0
- Franchisor's next-year forecast
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 12 · 27 states reported
The Territory Map
FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.
27
states with franchisees (per FDD Item 12)
A system losing more than 10% of its units year-over-year is a red flag. Check whether closures are concentrated in specific regions.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 45
- Loan volume
- $6.5M
- Median loan
- $150K
- 50th percentile
- Charge-off rate
- 31.2%
- on 45 loans · rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 68.8%
- 5-yr charge-off
- 35.7%
- Loans approved 2021+
- Active lenders
- 7
- Defaults
- 5
- Typical loan rate
- 7.9%
- avg rate to borrowers
- Franchised industry avg
- 12.0%
- brand above franchise avg ↑
- Jobs supported
- 213
- 3.5 per loan
- Lender concentration
- 81%
- top lender's share
Borrower mix: 88% went to startups / new businesses, 12% to established operators
Franchise vs independent — in other waste collection, franchised businesses charge off at 12.0% vs 12.3% for independents — franchising is associated with 2% lower SBA default risk in this category.
Vintage analysis
JDog Junk Removal & Hauling charge-off rate by loan vintage
Top lenders financing JDog Junk Removal & Hauling franchisees
Showing 3 of 7 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Lender network · 7(a) + 504
SBA Lending Report
Full lending analysis for JDog Junk Removal & Hauling from SBA 7(a) FOIA data.
- Principal loss rate
- 9.6%
- Avg SBA guarantee
- 83%
- Avg interest rate
- 7.92%
- Avg chargeoff amount
- $118K
- Lender concentration
- 81.4%
- Job velocity
- 3.5 per $100K
- NAICS benchmark
- 6.2%
- NAICS 562119
- Jobs supported
- 213
Top SBA lendersTop lender holds 81% of loans
| # | Lender | Loans | Volume | Default % |
|---|---|---|---|---|
| 1 | United Midwest Savings Bank National Association | 35 | $5.1M | 35.7% |
| 2 | Manufacturers and Traders Trust Company | 2 | $125K | N/A |
| 3 | The Huntington National Bank | 2 | $135K | N/A |
| 4 | Celtic Bank Corporation | 1 | $150K | N/A |
| 5 | Five Star Bank | 1 | $15K | 0.0% |
| 6 | Cadence Bank | 1 | $300K | N/A |
| 7 | Meridian Bank | 1 | $315K | 0.0% |
Geographic failure vector
| State | Loans | Defaults | Rate |
|---|---|---|---|
| FLFlorida | 7 | 1 | 50.0% |
| OHOhio | 6 | 0 | 0.0% |
| TXTexas | 4 | 2 | 66.7% |
| MIMichigan | 3 | 0 | 0.0% |
| PAPennsylvania | 3 | 0 | 0.0% |
| VAVirginia | 3 | 0 | -- |
| ALAlabama | 2 | 0 | -- |
| MDMaryland | 2 | 0 | -- |
| NYNew York | 2 | 0 | 0.0% |
| CACalifornia | 1 | 1 | 100.0% |
SBA 7(a) lending trend
Borrower profile
Source: SBA 7(a) + 504 FOIA loan-level data, matched by FranchiseVerdict
A 31.2% charge-off rate means roughly 1 in 3 franchisees failed to repay their SBA loan. Investigate what changed.
What could kill this investment?
SBA loans charge off at 31.2% — 95% above the 16.0% national norm, i.e. higher lender-observed risk.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Declining franchise system with significant litigation exposure, missing financial disclosures, and corporate financial instability creates substantial risk for franchisee capital.
Litigation (Item 3)
Subject: officers or affiliates. The franchisor is not a named party in these cases.
1) Hopkins v. Advanced Call Center Technologies et al. (2020 class action FDCPA; settled $61,300 total). 2) LeDuc/Tripp v. Paredes et al. (2024 ERISA class action re ESOP; pending). Both involve director Christopher Debbas, not the franchisor directly.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Citrin Cooperman & Company, LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
FY2025 total revenues $2,566,480 (royalties $1,787,032; franchise fees $677,596; transfer fees $15,000; marketing revenue $86,852). Other income, net of $16,998 (interest income $19,900, other income $2,811, interest expense $(5,713)) is below the operating line. Net loss of $(10,838) for FY ended May 31, 2025. Fiscal year ends May 31.
Supplier relationship · Items 8 & 16
- Franchisor sells you products: No
- Restricted to system-approved products: Yes
Score breakdown · what drove the 14 / 100 verdict
- 01MEDUnit count declined 23.6% year-over-year (94 units), indicating system contraction and franchisee struggles
- 02MINORTwo active lawsuits (one settled FDCPA violation, one pending ERISA class action) suggest operational/compliance issues and potential corporate liability exposure
- 03MINORNo average revenue or net income disclosure in FDD Item 19, preventing accurate ROI assessment on $30K-$187K investment
- 04MINORTiered royalty structure ($800-$2000/month Tier 1) creates unclear earning expectations and suggests performance variance across franchisees
- 05MINOR15-year term is unusually long for service franchise with declining unit base, limiting franchisee exit flexibility
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Source: FDD 2025 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 15 years |
|---|---|
| Renewal term | 15 years |
| Allowed renewalsℹ | 1 |
| Territory type | Exclusive territory |
| Protected territory | Yes |
| Exclusive territoryℹ | Yes |
| Territory radius | 25 mi |
| Territory population | 200,000 |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | No |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 3 years |
| Non-compete (miles)ℹ | 15 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Curable defaultsℹ | 3 |
| Mandatory arbitration | No |
| Arbitration location | Philadelphia, PA (non-binding mediation in Berwyn, PA first) |
| Jury trial waiver | Yes |
| Governing law | PA |
| Litigation count | 2 |
View Item 3 litigation summary
1) Hopkins v. Advanced Call Center Technologies et al. (2020 class action FDCPA; settled $61,300 total). 2) LeDuc/Tripp v. Paredes et al. (2024 ERISA class action re ESOP; pending). Both involve director Christopher Debbas, not the franchisor directly.
Items 10, 11
Training & Operations
- Classroom training
- 30 hrs
- On-the-job training
- 10 hrs
- Training location
- Berwyn, PA (JDog University) and TBD field location
- Time to open
- 1 mo
- From signing to launch
- Site selection
- Franchisee
- Franchisor financing
- Offered
- Item 10
Items 5 & 11
Franchisor Support
Item 20 · call current owners
Franchisee Contacts
78 owners to call
Name · phone · city · state. Extracted from FDD Item 20
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a JDog Junk Removal & Hauling franchise?
The total investment to open a JDog Junk Removal & Hauling franchise ranges from $30K – $187K, with an initial franchise fee of $10K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do JDog Junk Removal & Hauling franchise owners earn?
JDog Junk Removal & Hauling makes no financial performance representation in Item 19 of its FDD - a voluntary item under the FTC Franchise Rule - so no unit revenue figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that. Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.
Who owns JDog Junk Removal & Hauling?
JDog Junk Removal & Hauling is franchised by JDog Franchises, LLC. Its parent company is JD Investment Company, LLC. Source: FDD Item 1, 2025 filing.
What is Item 19 in the JDog Junk Removal & Hauling FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the JDog Junk Removal & Hauling FDD and qualifies whose outlets they describe.
What is JDog Junk Removal & Hauling's franchise failure rate?
Based on SBA 7(a) loan data, JDog Junk Removal & Hauling has a charge-off rate of 31.2% across 45 loans, meaning 31.2% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many JDog Junk Removal & Hauling franchise locations are there?
As of their most recent FDD filing, JDog Junk Removal & Hauling has 94 total units in the United States, including 94 franchised units and 0 company-owned units. 5 new units were opened in the latest reporting year.
Is JDog Junk Removal & Hauling a good franchise to buy?
FranchiseVerdict rates JDog Junk Removal & Hauling as a F-grade franchise with a verdict score of 14 out of 100 (higher is better). The grade is a deterministic score built from six weighted dimensions — financial health, unit economics, unit growth, scale, legal, and transparency — then calibrated against SBA loan charge-off rates and FDD age. Transparency is one of the six, so a filing that discloses less scores lower on that dimension than one that discloses more. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.