Bottom line
- Total investment $788K – $4.5M including a $95K franchise fee, 7.0% ongoing royalty.
- Average unit revenue of $1.6M/year (median $1.6M). Estimated payback in 10.5 years.
- Rated MODERATE with a risk score of 65/100. SBA loan default rate of 0.0% across 9 loans (below the industry average).
- Auditor disclosed a going-concern note — flagged doubt about the franchisor's ability to continue operations. Verify against the latest FDD.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one HAVEN™ unit return on the cash you put in?
Unlevered ROIC · per unit
16%
Below typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 HAVEN™ units return on equity?
Equity IRR · 5-yr
25.0%
3.05× MOIC
Year-1 DSCR
3.37×
EBITDA ÷ debt service
Equity required
$18.9M
on $34.2M purchase
Total debt
$15.2M
SBA $5.0M + senior + seller note
Overview
About
HAVEN franchisees operate a service or retail location (business model type unspecified in data) generating approximately $1.55M in annual revenue. Daily operations involve managing customer-facing services, staff, and adherence to brand standards within an assigned protected territory.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 15 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
HAVEN presents meaningful risk due to minimal system scale (2 units), unverified financial claims, going concern status, and unclear growth prospects despite protected territories.
Score breakdown · what drove the 65 / 100 rating
- 01MEDOnly 2 existing franchisee units with unknown growth trajectory indicates extremely limited operating history and system validation
- 02MINORWide investment range ($787K-$4.5M) suggests unclear unit economics or highly variable buildout costs with poor cost controls
- 03MINORItem 19 (Financial Performance Representations) not provided—cannot validate claimed $1.55M average revenue or $250K net income figures independently
- 04HIGHGoing Concern status is true, meaning franchisor has substantial doubt about its ability to continue operating
- 05MINORFranchise fee ($95K) appears disproportionately low relative to investment range, suggesting potential undercapitalization or aggressive unit economics
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
22 numbers
One-time purchase · CSV download · Validation questions included
FDD download
HAVEN™ · FDD (2026) PDF