1Heart Caregiver ServicesFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A 1Heart Caregiver Services franchise requires a total initial investment of $126K – $153K, including a $60K franchise fee. Per the 2025 FDD, average unit revenue was $1.3M[2]. Verdict grade: A. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2025 FDD issuance
Overview
- Investment
- $126K – $153K
- 27th pct Healthcare
- Avg gross sales
- $1.3M
- 34th pct Healthcare
- Royalty
- N/A
- Units
- 26
- 43rd pct Healthcare
- SBA default
- 0.0%
- system-wide median varies by category
Quick verdict · Healthcare · color = vs category peers
Green = >15% above Healthcare avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Each dollar invested generates 9.1x in gross revenue, well above the typical 1.5-2.5x range.
Bottom line
- Total investment $126K – $153K including a $60K franchise fee.
- Average unit revenue of $1.3M/year (median $663K). Estimated payback in 0.4 years (based on P&L Bottom Line).
- Verdict A (Top Quintile) with a risk score of 41/100.
- System growing at 60.0% CAGR over 3 years with 26 total units. Strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- 1HCS Franchising LLC
- Incorporated in
- CA
- HQ
- 16530 Ventura Blvd., Suite 500, Encino, CA 91436
- Auditor
- Windes, Inc.
- Audited financials
- Franchisor revenue
- $1.7M
- vs $2.3M prior year
Overview
About
Franchisees operate home caregiver placement and management services, recruiting, screening, and deploying in-home care workers to elderly, disabled, and post-recovery clients. Day-to-day responsibilities include client acquisition, caregiver recruitment and training, scheduling/payroll management, regulatory compliance (licensure varies by state), and quality assurance oversight.
- CEO
- Belina Calderon-Nernberg
- Headquarters
- CA
- Founded
- 2014
- FDD year
- 2025
- States available
- 2
FDD Item 7 · 2025 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $60K | $60K |
| Working capital (3–6 mo) | $55K | $55K |
| Equipment, build-out, other | $11K | $38K |
| Total initial investment | $126K | $153K |
Source: 1Heart Caregiver Services 2025 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$216K
17.0% margin
Unlevered ROIC
111%
EBITDA / total invested capital
Payback
11 mo
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $126K – $153K
- Better than avg vs category
- Liquid capital req'd
- $55K – $55K
- Near category avg vs category
- Franchise fee
- $60K – $185K
- Near category avg vs category
- Royalty
- the greater of (a) 5% of Gross Revenue, or (b) the Minimu…
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 22.0%
- vs 9–13% typical
- Payback period
- 0.4 yrs
- From FDD / Item 19
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Marketing / ad fund | 2.0% of gross sales |
| Technology fee | $15 |
| Transfer fee | $20K |
| Renewal fee | $0 |
| Total fee load | 22.0% of rev |
At 22.0% total fee load, roughly $279K per year goes to the franchisor before you pay a single operating expense.
Financial Performance
- Avg gross sales
- $1.3M
- Per unit, per year
- Median gross sales
- $663K
- Avg p&l bottom line
- $316K
- Reported as P&L Bottom Line in FDD Item 19
- Item 19 type
- Historical Financial Performance
- Sample size
- 20 units
- vs category median 12
- Range (low → high)
- $155K→$5.2M
- Cohort dispersion (min → max)
- Transparency
- 8 / 5
- vs category median 4 / 5 · above
Compared against 201 Healthcare brands
Revenue is 9.1x the investment midpoint. At typical franchise margins, this suggests a payback under 3 years.
vs Healthcare averages
How 1Heart Caregiver Services Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 26
- Opened
- 2
- Last reporting year
- Closed
- 0
- Turnover rate
- 0.0%
- Company-owned
- 2
- Corporate units in the system
- % franchised
- 92%
- vs corporate-owned
- Net growth (yr3)
- +9.1%
- Net unit change last year
- 3-yr CAGR
- +60.0%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 0
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 12 · 2 states reported
The Territory Map
FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.
2
states with franchisees (per FDD Item 12)
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA loan disclosures. This brand has only 1 7(a) loan on file; statistical reliability is limited below 10 loans.
- Total loans
- 1
- Loan volume
- $135K
- Median loan
- $135K
- 50th percentile
- Charge-off rate
- 0.0%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- N/A
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 1
- Defaults
- 0
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into 1Heart Caregiver Services's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 1 lenders with concentration factor
- Per-state charge-off rates across 1 states
- Startup risk premium and job creation velocity
- 1-year lending trend
Instant access. No subscription.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Low-growth home care franchise with small unit base, unclear fee structure, and labor-intensive margins—moderate risk requiring validation of unit economics and franchisor support quality.
Audited financials (Item 21)
Yes · Windes, Inc.
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Score breakdown · what drove the 41 / 100 rating
- 01MINORModest unit growth of 9.1% YoY suggests slower expansion trajectory for a mature franchise model
- 02MEDOnly 26 units system-wide indicates limited brand recognition and smaller support infrastructure
- 03MEDMinimum royalty structure not disclosed ('if applicable') creates unclear cost obligations and potential surprise fees
- 04HIGHNo going concern flag is positive, but small unit base limits financial resilience during economic downturns
- 05MINORNet income represents only 24.9% of gross revenue—high operating costs typical of labor-intensive caregiving services
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Territory type | Zip codes |
| Protected territory | Yes |
| Online sales rights | Restricted |
| Franchisor can compete | No |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | California |
| Litigation count | 0 |
Items 10, 11
Training & Operations
- Classroom training
- 40 hrs
- On-the-job training
- 4 hrs
- POS system
- WellSky Personal Care
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: WellSky Personal Care
Item 20 · call current owners
Franchisee Contacts
22 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
1Heart Caregiver Services · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a 1Heart Caregiver Services franchise?
The total investment to open a 1Heart Caregiver Services franchise ranges from $126K – $153K, with an initial franchise fee of $60K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do 1Heart Caregiver Services franchise owners earn?
According to Item 19 of the 1Heart Caregiver Services FDD, the average gross sales per unit is $1.3M. The median is $663K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is 1Heart Caregiver Services's franchise failure rate?
SBA 7(a) loan charge-off data is not available for 1Heart Caregiver Services (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many 1Heart Caregiver Services franchise locations are there?
As of their most recent FDD filing, 1Heart Caregiver Services has 26 total units in the United States, including 15 franchised units and 2 company-owned units. 2 new units were opened in the latest reporting year.
Is 1Heart Caregiver Services a good franchise to buy?
FranchiseVerdict rates 1Heart Caregiver Services as a A-grade franchise with a risk score of 41 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.