1Heart Caregiver Services
Bottom line
- Total investment $126K – $153K including a $60K franchise fee.
- Average unit revenue of $1.3M/year (median $663K). Estimated payback in 0.4 years.
- Rated STRONG with a risk score of 39/100. SBA loan default rate of 0.0% across 2 loans (below the industry average).
- System growing at 60.0% CAGR over 3 years with 26 total units — strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one 1Heart Caregiver Services unit return on the cash you put in?
Unlevered ROIC · per unit
143%
Above typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 1Heart Caregiver Services units return on equity?
Equity IRR · 5-yr
30.2%
3.74× MOIC
Year-1 DSCR
2.67×
EBITDA ÷ debt service
Equity required
$8.3M
on $19.0M purchase
Total debt
$10.7M
SBA $5.0M + senior + seller note
Overview
About
Franchisees operate home caregiver placement and management services, recruiting, screening, and deploying in-home care workers to elderly, disabled, and post-recovery clients. Day-to-day responsibilities include client acquisition, caregiver recruitment and training, scheduling/payroll management, regulatory compliance (licensure varies by state), and quality assurance oversight.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 14 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Low-growth home care franchise with small unit base, unclear fee structure, and labor-intensive margins—moderate risk requiring validation of unit economics and franchisor support quality.
Score breakdown · what drove the 39 / 100 rating
- 01MINORModest unit growth of 9.1% YoY suggests slower expansion trajectory for a mature franchise model
- 02MEDOnly 26 units system-wide indicates limited brand recognition and smaller support infrastructure
- 03MEDMinimum royalty structure not disclosed ('if applicable') creates unclear cost obligations and potential surprise fees
- 04HIGHNo going concern flag is positive, but small unit base limits financial resilience during economic downturns
- 05MINORNet income represents only 24.9% of gross revenue—high operating costs typical of labor-intensive caregiving services
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
17 numbers
One-time purchase · CSV download · Validation questions included
FDD download
1Heart Caregiver Services · FDD (2025) PDF