![Wilson & Muir Bank & Trust Company logo](https://cdn.brandfetch.io/wilsonandmuirbankandtrustcompany.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />){kind=small}
SBA 7(a) franchise lending portfolio
Wilson & Muir Bank & Trust Company
EXCELLENT risk
- Total loans
- 11
- Loan volume
- $5.0M
- Avg loan size
- $457K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
6.12%
Franchises funded
9
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Papa Murphy's Take & Bake Pizz | 2 | $350K | 0.0% |
| Huddle House | 2 | $155K | 0.0% |
| Play It Again Sports (retail S | 1 | $210K | 0.0% |
| Oasis Senior Advisors | 1 | $59K | 0.0% |
| Deka Lash | 1 | $300K | 0.0% |
| Bee Hive Homes Of America | 1 | $90K | 0.0% |
| Automotive Technologies | 1 | $172K | 0.0% |
| Snap Fitness | 1 | $140K | 0.0% |
| Assisted Living Locators | 1 | $3.5M | — |
Lending volume by year
1'04
2'07
1'09
2'11
1'12
2'16
1'19
1'23
Geographic exposure
110.0%
Portfolio summary
Total funded$5.0M
Defaults0 of 11
Risk tierEXCELLENT
Avg rate6.12%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).