Assisted Living Locators Franchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
Assisted Living Locators is a senior-care franchise that helps families find assisted living, memory care, and in-home care options. Franchisees run an advisory business assessing needs and matching clients to providers, earning placement fees, typically home-based.
FranchiseVerdict summary · 2026
A Assisted Living Locators franchise requires a total initial investment of $74K – $94K, including a $50K franchise fee and an ongoing 8.0% royalty[2]. Per the 2022 FDD, average unit revenue was $156K[2]. SBA 7(a) loans show a 35.7% charge-off rate across 36 loans[1]. FranchiseVerdict grade: D (Below average), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2022 FDD issuance
Overview
- Investment
- $74K – $94K
- 21st pct Senior Care
- Avg gross sales
- $156K
- 0th pct Senior Care
- Royalty
- 8.0%
- 62nd pct Senior Care
- Units
- 133
- 71st pct Senior Care
- SBA charge-off
- 35.7%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Senior Care · color = vs category peers
Green = favorable by >10% vs Senior Care avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $74K – $94K including a $50K franchise fee, 8.0% ongoing royalty.
- RETURNSAverage unit revenue of $156K/year (median $105K).
- RISKVerdict D (Below average), verdict score 38/100 (higher is better). SBA loan charge-off rate of 35.7% across 36 loans (well above the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
- TERMSNo protected territory and the franchisor reserves the right to compete in your area. Clarify territorial boundaries before signing.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- ALL Franchising, LLC
- Parent company
- EHC Holding Company, LLC
- Ultimate parent
- The Riverside Company
- Predecessor
- CALLRN Franchise LLC
- Prior franchisor entity
- CEO title
- Chief Executive Officer
- Tim Hadley
- Founder active
- Yes
- Original founder still leading the business
- Incorporated in
- DE
- HQ
- 7330 E. Earll Drive, Suite E, Scottsdale, Arizona 85251
- Auditor
- RC Consulting LLC
- Audited financials
- Franchisor revenue
- $2.4M
- vs $2.4M prior year
- Management churn noted
- Frequent turnover
- Item 2 disclosed frequent executive changes
Overview
About
- CEO
- Tim Hadley
- Headquarters
- AZ
- Founded
- 2003
- FDD year
- 2022
- States available
- 34
Can you afford it, and what does the money buy?
Entry cost runs 67% below the typical senior care franchise.
Source: FDD 2022 · Items 5–7
Full Item 7 breakdown17 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Feenot refundable | $50K | $50K | |
| Business Set-Up Feenot refundable | $10K | $10K | |
| Food, Lodging & Travel (1 person while training) | $1K | $2K | |
| Real Estate, Buildout and Improvements | — | — | |
| Furniture & Furnishings (for home office) | $0 | $500 | |
| Technology Systems | $0 | $3K | |
| Technology Fees (pre-opening)not refundable | $495 | $844 | |
| Marketing Fees (pre-opening)not refundable | $3K | $3K | |
| Utility Deposits | $0 | $300 | |
| Certified Senior Advisor (CSA) Certification Fee | $990 | $1K | |
| Dementia Care Certification Fee | $0 | $125 | |
| Business Licenses | $50 | $1K | |
| Professional Fees | $300 | $3K | |
| Vehicle (title, registration, deposit & 3 lease payments) | $0 | $5K | |
| Vehicle Wraps (Optional) | $0 | $3K | |
| Insurance (12 months' premium) | $2K | $3K | |
| Additional Funds (3 months) | $7K | $10K | |
| Total initial investment | $74K | $94K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $74K – $94K
- Top 40% of category vs category
- Liquid capital req'd
- $7K – $10K
- Top 40% of category vs category
- Franchise fee
- $50K – $50K
- Top 40% of category vs category
- Royalty
- 8.0%
- formula · typical 6–8%
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 10.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 8.0% of gross sales |
| Marketing / ad fund | 2.0% of gross sales |
| Technology fee | $199 |
| Transfer fee | $10K |
| Renewal fee | $8K |
| Total fee load | 10.0% of rev |
What do units actually make?
Average unit sales run 89% below the senior care norm.
Source: FDD 2022 · Item 19
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$23K
15.0% margin
Unlevered ROIC
25%
EBITDA / total invested capital
Payback
4.0 yrs
cash-on-cash, unlevered
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
What one unit earns on your invested capital
Model A · Single-Unit Return
Computes unlevered return on invested capital (ROIC) for a single franchise unit. The target band for an attractive franchise is 30–60% ROIC. Below that and a passive index fund likely outperforms; above that and the franchisor has pricing power you're subsidizing.
Note: Item 19 revenue is what the franchisor discloses. It's the top line only. Operating costs below are category estimates. Override them to match your real lease quote, labor market, and build-out budget.
Returns model · single-unit ROIC
What would one Assisted Living Locators unit return on the cash you put in?
Unlevered ROIC · per unit
Estimated return on your total franchise investment, before any debt financing.
25%
Below the 30–60% attractive-franchise band
What 25 units return when you use SBA financing
Model B · Return on Equity: Debt-Financed Acquisition
Models a 25-unit portfolio acquisition financed with an SBA 7(a) loan. Shows equity IRR (your return on cash invested), DSCR (how safely the cash flow covers debt service), and the capital stack (SBA + seller + equity breakdown).
This is the “search fund” or “entrepreneurship through acquisition” scenario: you buy an existing multi-unit operator, use leverage to amplify returns, and either operate or hire management. The 25-unit size is the typical minimum for an SBA-backed franchise portfolio acquisition to pencil as a full-time income.
What “return on equity” means here: if you put in $500K of your own cash and the business generates enough EBITDA to pay down debt and grow, your equity IRR is the annual return on that $500K, including the value created when you eventually sell. Target IRR for a search fund is typically 25–35%.
Levered LBO scenario · Yale Crease Capital framing
What would 25 Assisted Living Locators units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$250K
on $1.3M purchase
Total debt
$1.0M
SBA $0.6M + senior + seller note
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2022 FDD
Financial Performance
- Avg gross sales
- $156K
- Per unit, per year
- Median gross sales
- $105K
Gross sales are revenue before expenses — not profit. Actual owner earnings depend on rent, labor, royalties, marketing fees, and debt service.
- Item 19 type
- Gross Invoiced Revenues and Gross Collected Revenues by quartile
- Sample size
- 75 franchisees
- vs category median 22 · large
- Range (low → high)
- $2K→$901K
- Cohort dispersion (min → max)
- Reporting year
- 2021
- Fiscal year the figures cover
- Source filing
- FDD 2022
- Disclosed in the 2022 filing, covering 2021
- Transparency
- 7 / 10
- vs category median 4 / 10 · above
Compared against 79 Senior Care brands
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Unit economics
Average unit generates $156K/year in gross sales. Median is $105K — top performers pull the average up, so a typical unit earns less. Revenue-to-investment ratio: 1.9x.
Fee burden
Total ongoing fee load of 10.0% — above the Senior Care average of 7.7%.
Disclosure
Transparency score 7/10 — this franchisor discloses detailed breakdowns (quartiles, segments, or cohort data). Buyers can model unit economics with higher confidence.
Operator retention
System roughly stable (+4.0% 3-year CAGR) with 133 units.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Senior Care averages
How Assisted Living Locators Compares
Is the system healthy?
Source: FDD 2022 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 133
- Opened
- 17
- Last reporting year
- Closed
- 9
- Terminated
- 5
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 10.8%
- Company-owned
- 3
- Corporate units in the system
- % franchised
- 98%
- vs corporate-owned
- Net growth (3-yr)
- +4.0%
- Net unit change over 3 years
- 3-yr CAGR
- +4.0%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 17
- Closed (3yr)
- 9
- Terminated (3yr)
- 5
- Non-renewed (3yr)
- 0
- Transfers (3yr)
- 2
- Reacquired (3yr)
- 2
- Franchisor bought back
- Transfer rate
- 1.5%
- Owners selling to other franchisees
- Continuity rate
- 89.0%
- Units that stayed open
- Termination rate
- 3.8%
- Franchisor-initiated terminations
- Ceased ops
- 6.8%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 21 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 36
- Loan volume
- $8.9M
- Median loan
- $150K
- 50th percentile
- Charge-off rate
- 35.7%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 64.3%
- 5-yr charge-off
- 50.0%
- Loans approved 2021+
- Active lenders
- 9
- Defaults
- 5
- Typical loan rate
- 8.0%
- avg rate to borrowers
- Franchised industry avg
- 14.0%
- brand above franchise avg ↑
- Jobs supported
- 103
- 1.1 per loan
- Lender concentration
- 50%
- top lender's share
Borrower mix: 92% went to startups / new businesses, 8% to established operators
Franchise vs independent — in services for the elderly and persons with disabi, franchised businesses charge off at 14.0% vs 12.2% for independents — franchising is associated with 15% higher SBA default risk in this category.
Top lenders financing Assisted Living Locators franchisees
Showing 3 of 9 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Assisted Living Locators's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 9 lenders with concentration factor
- Per-state charge-off rates across 15 states
- Startup risk premium and job creation velocity
- 11-year lending trend
Instant access. No subscription.
A 35.7% charge-off rate means roughly 1 in 3 franchisees failed to repay their SBA loan. Investigate what changed.
What could kill this investment?
SBA loans charge off at 35.7% — 123% above the 16.0% national norm, i.e. higher lender-observed risk.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Assisted Living Locators presents moderate-to-cautious risk due to stagnant unit growth, litigation disputes, thin profit margins, and franchisor going concern issues, offset only by low initial investment and protected territory.
Litigation (Item 3)
1 pending arbitration (CALLRN v. Vasia Corp, et al.) for breach of franchise agreements; 1 concluded lawsuit (CALLRN v. JL2 Holdings, et al.) for trademark infringement and violation of post-termination noncompetition covenants, settled with franchisor repurchasing 3 territories
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · RC Consulting LLC
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 38 / 100 verdict
- 01MEDSystem contracting sharply: only 0.8% YoY unit growth with 133 units suggests stagnation or decline; mature systems typically grow 3-5%
- 02HIGHLitigation pattern: two separate legal actions (one pending arbitration, one settled) indicate franchisor-franchisee disputes over compliance and post-termination conduct, signaling enforcement issues
- 03MINORHigh royalty burden relative to profitability: 8% royalty on gross (not net) collected revenues creates cash flow risk if collections slow, with no Item 19 provided to validate earnings claims
- 04HIGHGoing Concern flag: true status raises questions about franchisor financial stability and ability to support franchisees long-term
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 10.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2022 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 5 years |
| Allowed renewalsℹ | 4 |
| Territory type | protected |
| Protected territory | No |
| Exclusive territoryℹ | No |
| Territory population | 300,000 |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 10 days |
| Curable defaultsℹ | 2 |
| Mandatory arbitration | Yes |
| Arbitration location | Maricopa County, Arizona |
| Jury trial waiver | No |
| Governing law | AZ |
| Litigation count | 2 |
View Item 3 litigation summary
1 pending arbitration (CALLRN v. Vasia Corp, et al.) for breach of franchise agreements; 1 concluded lawsuit (CALLRN v. JL2 Holdings, et al.) for trademark infringement and violation of post-termination noncompetition covenants, settled with franchisor repurchasing 3 territories
Items 10, 11
Training & Operations
- Classroom training
- 24 hrs
- On-the-job training
- 5 hrs
- Training location
- Corporate Office, Scottsdale, Arizona
- Ongoing training
- Required
- Field support
- 2 hrs/yr
- On-site visits per year
- Time to open
- 2 mo
- From signing to launch
- Site selection
- Franchisee (home-based; no commercial space required)
- Franchisor financing
- Not offered
- Item 10
- POS system
- ALL-IN
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: ALL-IN
Item 20 · call current owners
Franchisee Contacts
57 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Assisted Living Locators · FDD (2022) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Assisted Living Locators franchise?
The total investment to open a Assisted Living Locators franchise ranges from $74K – $94K, with an initial franchise fee of $50K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Assisted Living Locators franchise owners earn?
According to Item 19 of the Assisted Living Locators FDD, the average gross sales per unit is $156K. The median is $105K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Item 19 in the Assisted Living Locators FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Assisted Living Locators FDD and qualifies whose outlets they describe.
What is Assisted Living Locators's franchise failure rate?
Based on SBA 7(a) loan data, Assisted Living Locators has a charge-off rate of 35.7% across 36 loans, meaning 35.7% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Assisted Living Locators franchise locations are there?
As of their most recent FDD filing, Assisted Living Locators has 133 total units in the United States, including 130 franchised units and 3 company-owned units. 17 new units were opened in the latest reporting year.
Is Assisted Living Locators a good franchise to buy?
FranchiseVerdict rates Assisted Living Locators as a D-grade franchise with a verdict score of 38 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.