Oasis Senior Advisors Franchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
Oasis Senior Advisors is a senior-care franchise that helps families find and vet assisted-living, memory-care, and in-home care options. Franchisees run an advisory business assessing needs and matching clients to providers, earning placement fees, typically home-based.
FranchiseVerdict summary · 2026
A Oasis Senior Advisors franchise requires a total initial investment of $68K – $114K, including a $40K – $80K franchise fee. The 2025 FDD does not disclose unit-level revenue (no Item 19). SBA 7(a) loans show a 8.3% charge-off rate across 24 loans[1]. FranchiseVerdict grade: A (Strongest tier), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2025 FDD issuance
Overview
- Investment
- $68K – $114K
- 14th pct Senior Care
- Avg gross sales
- N/A
- Royalty
- N/A
- Units
- 141
- 72nd pct Senior Care
- SBA charge-off
- 8.3%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Senior Care · color = vs category peers
Green = favorable by >10% vs Senior Care avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $68K – $114K including a $40K franchise fee.
- RETURNSFY2024 consolidated revenues of $15,004,552 (vs $9,296,602 in FY2023); net loss attributable to Oasis of $(6,228,511). FY2024 audited by Forvis Mazars, LLP (New York, NY); FY2023 audited by Assurance Dimensions. Going concern language present.
- RISKVerdict A (Strongest tier), verdict score 80/100 (higher is better). SBA loan charge-off rate of 8.3% across 24 loans (near or below the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
- DATAItem 19 reports outlet revenue, but not in a form that yields a per-outlet average we can compare across brands. Ask franchisees directly for full unit-level revenue.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- Oasis Senior Advisors Franchise Systems, LLC
- Parent company
- Silver Buyer LLC
- Ultimate parent
- Silver Parent LLC
- Predecessor
- Oasis Senior Advisors Franchise Systems, LLC (Maryland LLC / OSAFS-MD)
- Prior franchisor entity
- CEO title
- President
- John Benbrook
- Incorporated in
- FL
- HQ
- 100 Bluegrass Commons Blvd, Bldg. 1, Suite 120, Hendersonville, Tennessee 37075
- Auditor
- Forvis Mazars, LLP
- Audited financials
- Franchisor revenue
- $15.0M
- vs $9.3M prior year
Overview
About
- CEO
- John Benbrook
- Headquarters
- TN
- FDD year
- 2025
- States available
- 30
Can you afford it, and what does the money buy?
Entry cost runs 65% below the typical senior care franchise.
Source: FDD 2025 · Items 5–7
FDD Item 7 · 2025 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $40K | $40K |
| Working capital (3–6 mo) | $7K | $9K |
| Equipment, build-out, other | $21K | $65K |
| Total initial investment | $68K | $114K |
Source: Oasis Senior Advisors 2025 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $68K – $114K
- Top 40% of category vs category
- Liquid capital req'd
- $7K – $9K
- Top 40% of category vs category
- Franchise fee
- $40K – $80K
- Top 40% of category vs category
- Royalty
- 6% to 10% of monthly Gross Revenue based on prior calenda…
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 8.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Marketing / ad fund | 2.0% of gross sales |
| Technology fee | $132 |
| Training fee | $300 |
| Transfer fee | $5K |
| Renewal fee | $5K |
| Total fee load | 8.0% of rev |
What do units actually make?
Source: FDD 2025 · Item 19
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
Oasis Senior Advisors did not disclose financial performance in FDD Item 19. The ROIC and return models require Item 19 revenue. Without it all inputs are estimates. You can still run the calculator with your own assumptions by entering an expected revenue figure.
Returns model · single-unit ROIC
What would one Oasis Senior Advisors unit return on the cash you put in?
Unlevered ROIC · per unit
Estimated return on your total franchise investment, before any debt financing.
130%
Above the 30–60% band. Verify revenue is per-unit average
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2025 FDD
Financial Performance
FY2024 consolidated revenues of $15,004,552 (vs $9,296,602 in FY2023); net loss attributable to Oasis of $(6,228,511). FY2024 audited by Forvis Mazars, LLP (New York, NY); FY2023 audited by Assurance Dimensions. Going concern language present.
- Item 19 type
- Gross Revenue by Quartile
- Sample size
- 100
- vs category median 22 · large
- Range (low → high)
- $7K→$1.3M
- Cohort dispersion (min → max)
- Quartile band
- $58K→$525K
- Bottom 25% → top 25%
- Reporting year
- 2024
- Fiscal year the figures cover
- Source filing
- FDD 2025
- Disclosed in the 2025 filing, covering 2024
- Transparency
- 3 / 10
- vs category median 4 / 10 · below
Compared against 79 Senior Care brands
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Fee burden
Total ongoing fee load of 8.0% (near the Senior Care average).
Disclosure
Item 19 reports outlet revenue, but not in a form that yields a per-outlet average we can compare across brands.
Operator retention
System roughly stable (+1.8% 3-year CAGR) with 141 units.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Senior Care averages
How Oasis Senior Advisors Compares
Is the system healthy?
Source: FDD 2025 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 141
- Opened
- 18
- Last reporting year
- Closed
- 5
- Terminated
- 1
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 5.2%
- Company-owned
- 26
- Corporate units in the system
- % franchised
- 82%
- vs corporate-owned
- Net growth (3-yr)
- +1.8%
- Net unit change over 3 years
- 3-yr CAGR
- +1.8%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 18
- Closed (3yr)
- 5
- Terminated (3yr)
- 1
- Non-renewed (3yr)
- 0
- Transfers (3yr)
- 4
- Reacquired (3yr)
- 5
- Franchisor bought back
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 30 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 24
- Loan volume
- $4.8M
- Median loan
- $134K
- 50th percentile
- Charge-off rate
- 8.3%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 91.7%
- 5-yr charge-off
- 100.0%
- Loans approved 2021+
- Active lenders
- 10
- Defaults
- 2
- Typical loan rate
- 8.1%
- avg rate to borrowers
- Franchised industry avg
- 14.0%
- brand beats franchise avg ↓
- Jobs supported
- 62
- 1.3 per loan
- Lender concentration
- 50%
- top lender's share
Borrower mix: 90% went to startups / new businesses, 10% to established operators
Franchise vs independent — in services for the elderly and persons with disabi, franchised businesses charge off at 14.0% vs 12.2% for independents — franchising is associated with 15% higher SBA default risk in this category.
Top lenders financing Oasis Senior Advisors franchisees
Showing 3 of 10 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Oasis Senior Advisors's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 15 states
- Startup risk premium and job creation velocity
- 9-year lending trend
Instant access. No subscription.
What could kill this investment?
SBA loans charge off at 8.3% — 48% below the 16.0% national norm, i.e. lower lender-observed risk.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Moderate-to-cautionary risk profile driven by lack of Item 19 earnings disclosure and sluggish unit growth that prevents validation of profitability claims.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Forvis Mazars, LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
ⓘ These are the parent company's consolidated financials (the parent guarantees the franchisor), not this brand's standalone results — the figure reflects the whole corporate group, not this brand alone.
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 80 / 100 verdict
- 01MEDNet income not disclosed in FDD Item 19 — cannot verify actual profitability against $229,617 average revenue claim
- 02MINORSlow unit growth of 6.5% YoY suggests market saturation or franchisee satisfaction issues in senior care advisory space
- 03MEDHigh royalty range (6-10%) combined with undisclosed net income creates uncertainty on take-home profit after fees
- 04MINORInitial investment ($67,589-$113,739) is substantial for a service-based business with opaque earnings
- 05MINORSenior care advisory is relationship-dependent and vulnerable to economic downturns affecting client referrals
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 8.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2025 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Territory type | protected |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory population | 600,000 |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 50 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Curable defaultsℹ | 3 |
| Mandatory arbitration | Yes |
| Arbitration location | Hendersonville, Tennessee |
| Jury trial waiver | Yes |
| Governing law | TN |
| Litigation count | 0 |
Items 10, 11
Training & Operations
- Classroom training
- 39 hrs
- On-the-job training
- 23 hrs
- Training location
- Hendersonville, Tennessee (classroom); community locations in Hendersonville/Nashville TN area (field day); virtual video conference (weekly sessions)
- Ongoing training
- Required
- Time to open
- 3 mo
- From signing to launch
- Site selection
- Franchisee with franchisor consent
- Franchisor financing
- Offered
- Item 10
- POS system
- Oasis IQ
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Oasis IQ
Item 20 · call current owners
Franchisee Contacts
99 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Oasis Senior Advisors · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Oasis Senior Advisors franchise?
The total investment to open a Oasis Senior Advisors franchise ranges from $68K – $114K, with an initial franchise fee of $40K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Oasis Senior Advisors franchise owners earn?
Oasis Senior Advisors does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Item 19 in the Oasis Senior Advisors FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Oasis Senior Advisors FDD and qualifies whose outlets they describe.
What is Oasis Senior Advisors's franchise failure rate?
Based on SBA 7(a) loan data, Oasis Senior Advisors has a charge-off rate of 8.3% across 24 loans, meaning 8.3% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Oasis Senior Advisors franchise locations are there?
As of their most recent FDD filing, Oasis Senior Advisors has 141 total units in the United States, including 115 franchised units and 26 company-owned units. 18 new units were opened in the latest reporting year.
Is Oasis Senior Advisors a good franchise to buy?
FranchiseVerdict rates Oasis Senior Advisors as a A-grade franchise with a verdict score of 80 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.