SBA 7(a) franchise lending portfolio
Titan Bank, National Association
EXCELLENT risk
- Total loans
- 11
- Loan volume
- $11.1M
- Avg loan size
- $1.0M
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
5.60%
Franchises funded
8
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Jimmy John's | 4 | $1.4M | 0.0% |
| Salons By Jc | 1 | $380K | 0.0% |
| Days Inn | 1 | $735K | 0.0% |
| Quality Inn | 1 | $1.3M | 0.0% |
| Motel 6 | 1 | $2.0M | 0.0% |
| Quality Inn/Quality Suites, Ho | 1 | $1.2M | 0.0% |
| Chicken Express | 1 | $1.4M | 0.0% |
| Chicken Express | 1 | $2.6M | — |
Lending volume by year
1'10
2'11
1'13
2'14
4'15
1'22
Geographic exposure
Portfolio summary
Total funded$11.1M
Defaults0 of 11
Risk tierEXCELLENT
Avg rate5.60%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).