FranchiseVerdict
Titan Bank, National Association logo

SBA 7(a) franchise lending portfolio

Titan Bank, National Association

EXCELLENT risk
Total loans
11
Loan volume
$11.1M
Avg loan size
$1.0M
Default rate
0.0%
vs 15.4% national avg

Defaults

0

Avg interest

5.60%

Franchises funded

8

Risk rating

EXCELLENT

Top franchise exposures

FranchiseLoansVolumeDefault %
Jimmy John's4$1.4M0.0%
Salons By Jc1$380K0.0%
Days Inn1$735K0.0%
Quality Inn1$1.3M0.0%
Motel 61$2.0M0.0%
Quality Inn/Quality Suites, Ho1$1.2M0.0%
Chicken Express1$1.4M0.0%
Chicken Express1$2.6M

Lending volume by year

1
'10
2
'11
1
'13
2
'14
4
'15
1
'22

Geographic exposure

80.0%
10.0%
10.0%

Portfolio summary

Total funded$11.1M
Defaults0 of 11
Risk tierEXCELLENT
Avg rate5.60%

Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).