Salons by JC Franchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
Salons by JC is a franchise that leases private, furnished salon suites to independent beauty professionals such as stylists and estheticians. Franchisees run the facility, earning rent and managing suites rather than providing salon services directly.
FranchiseVerdict summary · 2026
A Salons by JC franchise requires a total initial investment of $1.4M – $1.9M, including a $60K franchise fee and an ongoing 5.5% royalty[2]. The 2026 FDD does not disclose unit-level revenue (no Item 19). SBA 7(a) loans show a 5.0% charge-off rate across 22 loans[1]. FranchiseVerdict grade: B (Above average), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2026 FDD issuance
Overview
- Investment
- $1.4M – $1.9M
- 62nd pct Personal Care…
- Avg gross sales
- N/A
- Royalty
- 5.5%
- 7th pct Personal Care…
- Units
- 168
- 49th pct Personal Care…
- SBA charge-off
- 5.0%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Personal Care & Beauty · color = vs category peers
Green = favorable by >10% vs Personal Care & Beauty avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $1.4M – $1.9M including a $60K franchise fee, 5.5% ongoing royalty.
- RETURNSItem 19 reports average Gross Sales and Occupancy Rate segmented by salon square-footage band (4,500-6,500; 6,500-7,500; 7,500-8,500; >8,500 sqft) separately for Company Owned (12 operational outlets) and Franchise Outlets (142 representative operational outlets) for CY2025; no single system-wide average is disclosed. High/low/median Gross Sales given only for the full Operational Franchise Outlet set ($21,464.87-$2,097,651.08, median $552,912.95) and Company Owned set ($259,329.00-$1,329,138.12, median $508,252.75). No net income/profit data disclosed. Table 3 separately reports Leased Suites (not sales) for outlets opened in the prior 5 years.
- RISKVerdict B (Above average), verdict score 58/100 (higher is better). SBA loan charge-off rate of 5.0% across 22 loans (near or below the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
- DATAItem 19 reports Average Gross Sales and Occupancy Rate by outlet square-footage segment, for Operational Company Owned and Operational Franchise Outlets (2025 Calendar Year) rather than annual gross sales, so unit revenue is not directly comparable. Ask franchisees directly for full unit-level revenue.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- J 'N C Real Estate Development, LLC
- CEO title
- President
- Steve Griffey
- Incorporated in
- Texas
- HQ
- 1723 North Loop 1604 E, Suite 202, San Antonio, Texas 78232
- Auditor
- Paul J. Fitzgerald, P.C.
- Audited financials
- Franchisor revenue
- $5.9M
- vs $5.8M prior year
Overview
About
- CEO
- Steve Griffey
- Headquarters
- Texas
- Founded
- 2008
- FDD year
- 2026
- States available
- 26
Can you afford it, and what does the money buy?
Entry cost runs 210% above the typical personal care & beauty franchise.
Source: FDD 2026 · Items 5–7
FDD Item 7 · 2026 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $60K | $60K |
| Working capital (3–6 mo) | $10K | $20K |
| Equipment, build-out, other | $1.3M | $1.8M |
| Total initial investment | $1.4M | $1.9M |
Source: Salons by JC 2026 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $1.4M – $1.9M
- Middle of category vs category
- Liquid capital req'd
- $10K – $20K
- Top 40% of category vs category
- Franchise fee
- $60K – $60K
- Middle of category vs category
- Royalty
- 5.5%
- formula · typical 6–8%
- Ad fund
- 1.0%
- typical 3–5%
- Total fee load
- 6.5%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 5.5% of gross sales |
| Marketing / ad fund | 1.0% of gross sales |
| Technology fee | $90 |
| Transfer fee | $15K |
| Renewal fee | $5K |
| Inventory (initial) | $2K – $4K |
| Total fee load | 6.5% of rev |
What do units actually make?
Source: FDD 2026 · Item 19
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
Salons by JC did not disclose financial performance in FDD Item 19. The ROIC and return models require Item 19 revenue. Without it all inputs are estimates. You can still run the calculator with your own assumptions by entering an expected revenue figure.
Returns model · single-unit ROIC
What would one Salons by JC unit return on the cash you put in?
Unlevered ROIC · per unit
Estimated return on your total franchise investment, before any debt financing.
11%
Below the 30–60% attractive-franchise band
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2026 FDD
Financial Performance
Item 19 reports average Gross Sales and Occupancy Rate segmented by salon square-footage band (4,500-6,500; 6,500-7,500; 7,500-8,500; >8,500 sqft) separately for Company Owned (12 operational outlets) and Franchise Outlets (142 representative operational outlets) for CY2025; no single system-wide average is disclosed. High/low/median Gross Sales given only for the full Operational Franchise Outlet set ($21,464.87-$2,097,651.08, median $552,912.95) and Company Owned set ($259,329.00-$1,329,138.12, median $508,252.75). No net income/profit data disclosed. Table 3 separately reports Leased Suites (not sales) for outlets opened in the prior 5 years.
- Median gross sales
- $553K
Gross sales are revenue before expenses — not profit. Actual owner earnings depend on rent, labor, royalties, marketing fees, and debt service.
No system-wide average is published for this brand. The median and range below are what Item 19 supports; we show an average only where it reconciles against them.
- Item 19 type
- Average Gross Sales and Occupancy Rate by outlet square-footage segment, for Operational Company Owned and Operational Franchise Outlets (2025 Calendar Year)
- Sample size
- 142
- vs category median 38 · large
- Range (low → high)
- $21K→$2.1M
- Cohort dispersion (min → max)
- Reporting year
- 2025
- Fiscal year the figures cover
- Source filing
- FDD 2026
- Disclosed in the 2026 filing, covering 2025
- Transparency
- 4 / 10
- vs category median 4 / 10 · typical
Compared against 179 Personal Care & Beauty brands
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Fee burden
Total ongoing fee load of 6.5% — below the Personal Care & Beauty average of 7.8%.
Disclosure
Item 19 reports Average Gross Sales and Occupancy Rate by outlet square-footage segment, for Operational Company Owned and Operational Franchise Outlets (2025 Calendar Year) rather than annual gross sales, so unit revenue is not directly comparable.
Operator retention
System expanding at 11.6% CAGR over 3 years across 168 units — operators are staying and new ones are joining.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Personal Care & Beauty averages
How Salons by JC Compares
Is the system healthy?
Source: FDD 2026 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 168
- Opened
- 14
- Last reporting year
- Closed
- 0
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 1.9%
- Company-owned
- 14
- Corporate units in the system
- % franchised
- 92%
- vs corporate-owned
- Net growth (3-yr)
- +11.6%
- Net unit change over 3 years
- 3-yr CAGR
- +11.6%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 7
- Closed (3yr)
- 0
- Terminated (3yr)
- 2
- Non-renewed (3yr)
- 1
- Transfers (3yr)
- 1
- Reacquired (3yr)
- 2
- Franchisor bought back
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 11 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 22
- Loan volume
- $12.8M
- Median loan
- $536K
- 50th percentile
- Charge-off rate
- 5.0%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 95.0%
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 10
- Defaults
- 1
- Typical loan rate
- 5.8%
- avg rate to borrowers
- Franchised industry avg
- 12.1%
- brand beats franchise avg ↓
- Jobs supported
- 80
- 0.7 per loan
- Lender concentration
- 30%
- top lender's share
Franchise vs independent — in beauty salons, franchised businesses charge off at 12.1% vs 18.6% for independents — franchising is associated with 35% lower SBA default risk in this category.
Top lenders financing Salons by JC franchisees
Showing 3 of 10 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Salons by JC's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 10 states
- Startup risk premium and job creation velocity
- 3-year lending trend
Instant access. No subscription.
What could kill this investment?
SBA loans charge off at 5.0% — 69% below the 16.0% national norm, i.e. lower lender-observed risk.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Litigation (Item 3)
No litigation is required to be disclosed in this Item.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Paul J. Fitzgerald, P.C.
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Score breakdown · what drove the 58 / 100 verdict
- 01MINORZero litigation
- 02MINORNo bankruptcy
- 03MINORAudited financials, positive operations
- 04MEDItem 19 disclosed
- 05MINOR164-unit established system
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 6.5% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2026 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 2 |
| Territory type | protected |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory radius | 2 mi |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 25 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Curable defaultsℹ | 2 |
| Mandatory arbitration | Yes |
| Arbitration location | Bexar County, Texas (or nearest suitable location to franchisor's HQ) |
| Jury trial waiver | Yes |
| Governing law | Texas |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation is required to be disclosed in this Item.
Items 10, 11
Training & Operations
- Classroom training
- 19 hrs
- On-the-job training
- 4 hrs
- Ongoing training
- Required
- Site selection
- franchisee
- Franchisor financing
- Not offered
- Item 10
- POS system
- Vagaro
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Vagaro
Item 20 · call current owners
Franchisee Contacts
51 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Salons by JC · FDD (2026) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Salons by JC franchise?
The total investment to open a Salons by JC franchise ranges from $1.4M – $1.9M, with an initial franchise fee of $60K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Salons by JC franchise owners earn?
Salons by JC does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Item 19 in the Salons by JC FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Salons by JC FDD and qualifies whose outlets they describe.
What is Salons by JC's franchise failure rate?
Based on SBA 7(a) loan data, Salons by JC has a charge-off rate of 5.0% across 22 loans, meaning 5.0% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Salons by JC franchise locations are there?
As of their most recent FDD filing, Salons by JC has 168 total units in the United States, including 154 franchised units and 14 company-owned units. 14 new units were opened in the latest reporting year.
Is Salons by JC a good franchise to buy?
FranchiseVerdict rates Salons by JC as a B-grade franchise with a verdict score of 58 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
Are you the franchisor?
If you represent Salons by JC, you can request corrections or provide updated information.
Other Personal Care & Beauty franchises
Compare similar franchise opportunities in the Personal Care & Beauty category
Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.