![Lendstream Small Business Finance, LLC logo](https://cdn.brandfetch.io/lendstreamsmallbusinessfinance.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />){kind=small}
SBA 7(a) franchise lending portfolio
Lendstream Small Business Finance, LLC
CRITICAL risk
- Total loans
- 26
- Loan volume
- $28.8M
- Avg loan size
- $1.1M
- Default rate
- 37.5%
- vs 15.4% national avg
Defaults
9
Avg interest
—
Franchises funded
17
Risk rating
CRITICAL
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Super 8 Motel | 5 | $5.3M | 20.0% |
| Choice Hotels International In | 3 | $4.3M | 33.3% |
| Days Inn | 2 | $2.1M | 50.0% |
| Chevron (gas Station) | 2 | $975K | 0.0% |
| Quality Inn | 2 | $2.3M | 0.0% |
| Blimpie | 1 | $1.7M | 100.0% |
| Econo Lodge Motel | 1 | $1.6M | — |
| Super 8 by Wyndhan | 1 | $1.0M | 0.0% |
| Country Inn | 1 | $1.2M | — |
| Tcby | 1 | $1.4M | 100.0% |
| Motel 6 | 1 | $744K | 0.0% |
| Arco (gas Station) | 1 | $1.3M | 0.0% |
| Country Hearth Inn | 1 | $1.2M | 100.0% |
| Dickey's Barbeque | 1 | $1.6M | 100.0% |
| Sunoco Service Station | 1 | $800K | 100.0% |
| Wings To Go | 1 | $245K | 0.0% |
| Ace Hardware | 1 | $975K | 100.0% |
Lending volume by year
1'94
1'96
1'97
2'98
4'99
1'01
1'02
2'03
4'04
1'05
6'06
2'07
Lendstream Small Business Finance, LLC default rate by loan vintage
BrandNational avg
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).