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SBA 7(a) franchise lending portfolio
Hyperion Bank
CRITICAL risk
- Total loans
- 11
- Loan volume
- $7.8M
- Avg loan size
- $707K
- Default rate
- 25.0%
- vs 15.4% national avg
Defaults
1
Avg interest
7.75%
Franchises funded
10
Risk rating
CRITICAL
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Mobility Plus | 2 | $250K | — |
| Primohoagies | 1 | $569K | — |
| PrimoHoagies | 1 | $486K | 100.0% |
| Nardellli's Resturant | 1 | $560K | 0.0% |
| Precision Door Service | 1 | $726K | 0.0% |
| Town Square Innovative Adult D | 1 | $1.8M | 0.0% |
| Baymont by Wyndham aka Baymont | 1 | $1.9M | — |
| All Dry | 1 | $296K | — |
| Paris Baguette | 1 | $838K | — |
| Santucci's Original Square Piz | 1 | $316K | — |
Lending volume by year
1'15
1'16
2'18
1'21
1'22
1'24
4'25
Geographic exposure
Portfolio summary
Total funded$7.8M
Defaults1 of 11
Risk tierCRITICAL
Avg rate7.75%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).