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SBA 7(a) franchise lending portfolio
Continental Bank
EXCELLENT risk
- Total loans
- 12
- Loan volume
- $16.5M
- Avg loan size
- $1.4M
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
5.92%
Franchises funded
12
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Texaco Service Station | 1 | $635K | 0.0% |
| Massage Envy | 1 | $350K | 0.0% |
| Little Ceasar's Pizza | 1 | $285K | 0.0% |
| Grounds For Coffee | 1 | $166K | 0.0% |
| Foot Solutions | 1 | $150K | 0.0% |
| Haagen-Dazs Ice Cream | 1 | $200K | 0.0% |
| Days Inn | 1 | $2.0M | 0.0% |
| Au Bon Pain Compnay,inc. | 1 | $2.2M | 0.0% |
| Choice Hotels International In | 1 | $4.9M | 0.0% |
| Bee Hive Homes | 1 | $3.3M | 0.0% |
| Overland Petroleum (Sinclair) | 1 | $565K | 0.0% |
| Popeyes Louisiana Kitchen | 1 | $1.8M | 0.0% |
Lending volume by year
1'05
1'06
2'07
1'08
2'09
1'11
1'12
1'15
2'21
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).