Wisdom Senior Care
Bottom line
- Total investment $73K – $92K including a $50K franchise fee, 5.0% ongoing royalty.
- Average unit revenue of $552K/year (median $334K).
- Rated STRONG with a risk score of 47/100. SBA loan default rate of 0.0% across 2 loans (below the industry average).
- Auditor disclosed a going-concern note — flagged doubt about the franchisor's ability to continue operations. Verify against the latest FDD.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Wisdom Senior Care unit return on the cash you put in?
Unlevered ROIC · per unit
136%
Above typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Wisdom Senior Care units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$1.8M
on $9.0M purchase
Total debt
$7.2M
SBA $4.5M + senior + seller note
Overview
About
Wisdom Senior Care franchisees operate in-home care services for elderly clients, managing caregiver recruitment, scheduling, client assessment, and care coordination. Daily operations involve billing management, compliance with state regulations, caregiver training/oversight, and direct client/family communication. Revenue comes from hourly billing for care services provided by employed or contracted caregivers.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 9 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Rapidly growing but unproven system with undisclosed profitability metrics and heavy upfront franchisor fees creates material risk for franchisee returns.
Score breakdown · what drove the 47 / 100 rating
- 01MEDNet income not disclosed in FDD Item 19 — unable to validate actual profitability claims against $552k average revenue
- 02MINORRapid unit growth (37.5% YoY) with only 13 units raises sustainability questions — may indicate aggressive recruitment over retention
- 03MINORHigh franchise fee ($50k) relative to total investment cap ($91.9k) means 54% of startup capital goes to franchisor before opening
- 04MINOR5-year term is shorter than industry standard (10 years typical) — increases renewal risk and franchisor control leverage
- 05MINORSenior care is highly regulated and labor-intensive; no disclosure of average staffing costs, compliance burden, or liability insurance requirements
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
19 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Wisdom Senior Care · FDD (2025) PDF