WIN Home InspectionFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A WIN Home Inspection franchise requires a total initial investment of $41K – $50K, including a $21K franchise fee and an ongoing 7.0% royalty[2]. Per the 2026 FDD, average unit revenue was $270K[2]. SBA 7(a) loans show a 8.3% charge-off rate across 16 loans[1]. Verdict grade: A. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2026 FDD issuance
Overview
- Investment
- $41K – $50K
- 4th pct Home Services
- Avg gross sales
- $270K
- 5th pct Home Services
- Royalty
- 7.0%
- 28th pct Home Services
- Units
- 247
- 72nd pct Home Services
- SBA default
- 8.3%
- system-wide median varies by category
Quick verdict · Home Services · color = vs category peers
Green = >15% above Home Services avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Each dollar invested generates 5.9x in gross revenue, well above the typical 1.5-2.5x range.
The system contracted 9% year-over-year. Investigate why units are closing.
Bottom line
- Total investment $41K – $50K including a $21K franchise fee, 7.0% ongoing royalty.
- Average unit revenue of $270K/year (median $206K).
- Verdict A (Top Quintile) with a risk score of 45/100. SBA loan charge-off rate of 8.3% across 16 loans (near or below the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
- System contracting at -7.8% CAGR over 3 years. Investigate whether closures are franchisor-driven (consolidation) or franchisee-driven (economics).
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- World Inspection Network International LLC
- Parent company
- Agamya Franchise Holdings LLC
- Predecessor
- as described below
- Prior franchisor entity
- Incorporated in
- DE
- HQ
- 444 W Lake Street, Suite 1700, Chicago, IL 60606
- Auditor
- Baker Tilly US, LLP
- Audited financials
- Franchisor revenue
- $5.1M
- vs $5.3M prior year
Overview
About
WIN Home Inspection franchisees conduct pre-purchase residential property inspections for homebuyers and real estate agents. Day-to-day operations involve scheduling inspections, performing 2-4 hour detailed walkthroughs, documenting findings via inspection software, and generating detailed reports. Income depends on inspection volume (typically $300-$600 per inspection) and local market competition.
- CEO
- Praful Mittal
- Headquarters
- IL
- Founded
- 2018
- FDD year
- 2026
- States available
- 34
FDD Item 7 · 2026 filing · 11 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Feenot refundable | $19K | $21K | |
| Convention Feenot refundable | $1K | $1K | |
| Real Estate and Improvements | — | — | |
| WIN Branding Kit | $4K | $4K | |
| WIN Vehicle Branding | $1K | $3K | |
| Inspection+ Tool Kit | $4K | $4K | |
| Computer Hardware and Software | $500 | $3K | |
| Insurance Premiums—First 3 Months | $800 | $1K | |
| Business Organizational Filings and Licensing Fees | $750 | $2K | |
| Startup Launch Programnot refundable | $10K | $10K | |
| Additional Funds—First 3 Months | $1K | $3K | |
| Total initial investment | $41K | $50K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$22K
8.0% margin
Unlevered ROIC
46%
EBITDA / total invested capital
Payback
26 mo
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $41K – $50K
- Better than avg vs category
- Liquid capital req'd
- $1K – $3K
- Better than avg vs category
- Franchise fee
- $19K – $21K
- Better than avg vs category
- Royalty
- 7.0%
- Gross Sales · typical 6–8%
- Ad fund
- 4.0%
- typical 3–5%
- Total fee load
- 11.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 7.0% of gross sales |
| Marketing / ad fund | 4.0% of gross sales |
| Technology fee | $425 |
| Transfer fee | $8K |
| Renewal fee | $0 |
| Total fee load | 11.0% of rev |
Financial Performance
- Avg gross sales
- $270K
- Per unit, per year
- Median gross sales
- $206K
- Item 19 type
- gross_sales
- Sample size
- 142 units
- vs category median 25 · large
- Range (low → high)
- $11K→$1.4M
- Cohort dispersion (min → max)
- Quartile band
- $136K→$517K
- Bottom 25% → top 25%
- Transparency tier
- full
- Categorical assessment of disclosure depth
- Transparency
- 4 / 5
- vs category median 4 / 5 · typical
Compared against 349 Home Services brands
Revenue is 5.9x the investment midpoint. At typical franchise margins, this suggests a payback under 3 years.
vs Home Services averages
How WIN Home Inspection Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 247
- Opened
- 18
- Last reporting year
- Closed
- 42
- Turnover rate
- 17.0%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (yr3)
- -8.9%
- Net unit change last year
- 3-yr CAGR
- -7.8%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 9
- Transfer rate
- 2.6%
- Owners selling to other franchisees
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 20 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 16
- Loan volume
- $2.0M
- Median loan
- $135K
- 50th percentile
- Charge-off rate
- 8.3%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 91.7%
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 11
- Defaults
- 1
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into WIN Home Inspection's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 14 states
- Startup risk premium and job creation velocity
- 9-year lending trend
Instant access. No subscription.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Declining franchisee base, opaque profitability, recent litigation, and unprotected territories present meaningful risks despite moderate initial investment.
Litigation (Item 3)
1 case reference(s): 0 pending, 1 settled.
Largest disclosed settlement: $41,000
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Baker Tilly US, LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
Score breakdown · what drove the 45 / 100 rating
- 01MEDUnit count declined 8.9% YoY (247 units), indicating system shrinkage and potential market saturation or franchisee dissatisfaction
- 02MINORNo net income disclosure despite $269K average revenue—opacity raises profitability and sustainability questions
- 03HIGHRecent litigation (2024) involving non-compete violation suggests enforcement challenges and potential post-termination business model risks
- 04MINORUnprotected territory creates direct competition between franchisees, eroding individual unit economics
- 05MINORRoyalty floor of $280/month ($3,360/year) on low-revenue months may pressure marginal performers to exit
- 06HIGHGoing Concern status is FALSE but not explicitly addressed—needs clarification on financial health of franchisor
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 7 years |
|---|---|
| Renewal term | 7 years |
| Allowed renewalsℹ | 1 |
| Territory type | ZIP codes |
| Protected territory | No |
| Exclusive territoryℹ | Yes |
| Territory population | 50,000 |
| Online sales rightsℹ | Granted |
| Franchisor can compete | Yes |
| Hire a manager? | Not allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 1 year |
| Right of first refusalℹ | Yes |
| Termination notice | 30 days |
| Termination groundsℹ | 3 |
| Curable defaultsℹ | 7 |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Delaware |
| Litigation count | 1 |
View Item 3 litigation summary
1 case reference(s): 0 pending, 1 settled.
Items 10, 11
Training & Operations
- Classroom training
- 164 hrs
- On-the-job training
- 105 hrs
- Training location
- On-site and off-site
- Ongoing training
- Required
- Time to open
- 4 mo
- From signing to launch
- Site selection
- franchisor
- Franchisor financing
- Offered
- Item 10
- POS system
- WINnovation Platform
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: WINnovation Platform
Item 20 · call current owners
Franchisee Contacts
99 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
WIN Home Inspection · FDD (2026) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a WIN Home Inspection franchise?
The total investment to open a WIN Home Inspection franchise ranges from $41K – $50K, with an initial franchise fee of $21K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do WIN Home Inspection franchise owners earn?
According to Item 19 of the WIN Home Inspection FDD, the average gross sales per unit is $270K. The median is $206K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is WIN Home Inspection's franchise failure rate?
Based on SBA 7(a) loan data, WIN Home Inspection has a charge-off rate of 8.3% across 16 loans, meaning 8.3% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many WIN Home Inspection franchise locations are there?
As of their most recent FDD filing, WIN Home Inspection has 247 total units in the United States, including 252 franchised units and 0 company-owned units. 18 new units were opened in the latest reporting year.
Is WIN Home Inspection a good franchise to buy?
FranchiseVerdict rates WIN Home Inspection as a A-grade franchise with a risk score of 45 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
Are you the franchisor?
If you represent WIN Home Inspection, you can request corrections or provide updated information.
Claim this brandOther Home Services franchises
Compare similar franchise opportunities in the Home Services category
Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.