WIN Home Inspection Franchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
WIN Home Inspection is a home-inspection franchise providing pre-purchase residential inspections for buyers and agents. Franchisees run an inspection business scheduling jobs, performing walkthroughs, and delivering reports, often built on realtor referrals.
FranchiseVerdict summary · 2026
A WIN Home Inspection franchise requires a total initial investment of $41K – $50K, including a $21K franchise fee and an ongoing 7.0% royalty[2]. The 2026 FDD does not disclose unit-level revenue (no Item 19). SBA 7(a) loans show a 8.3% charge-off rate across 16 loans[1]. FranchiseVerdict grade: A (Strongest tier), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2026 FDD issuance
Overview
- Investment
- $41K – $50K
- 4th pct Home Services
- Avg gross sales
- N/A
- Royalty
- 7.0%
- 34th pct Home Services
- Units
- 247
- 79th pct Home Services
- SBA charge-off
- 8.3%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Home Services · color = vs category peers
Green = favorable by >10% vs Home Services avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $41K – $50K including a $21K franchise fee, 7.0% ongoing royalty.
- RETURNSItem 19 reports Historical Gross Revenue by Measurement Period, with quartile breakdown rather than annual gross sales, so unit revenue is not directly comparable.
- RISKVerdict A (Strongest tier), verdict score 69/100 (higher is better). SBA loan charge-off rate of 8.3% across 16 loans (near or below the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
- FLAG25 units terminated last reporting year (10.1% of the system). Ask existing franchisees why.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- World Inspection Network International LLC
- Parent company
- Agamya Franchise Holdings LLC
- Predecessor
- World Inspection Network International, Inc.
- Prior franchisor entity
- CEO title
- Chief Executive Officer
- Praful Mittal
- Incorporated in
- Delaware
- HQ
- 444 W Lake Street, Suite 1700, Chicago, IL 60606
- Auditor
- Baker Tilly US, LLP
- Audited financials
- Franchisor revenue
- $5.1M
- vs $5.3M prior year
Overview
About
- CEO
- Praful Mittal
- Headquarters
- IL
- Founded
- 2018
- FDD year
- 2026
- States available
- 34
Can you afford it, and what does the money buy?
Entry cost runs 80% below the typical home services franchise.
Source: FDD 2026 · Items 5–7
Full Item 7 breakdown11 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Feenot refundable | $19K | $21K | |
| Convention Feenot refundable | $1K | $1K | |
| Real Estate and Improvements | — | — | |
| WIN Branding Kit | $4K | $4K | |
| WIN Vehicle Branding | $1K | $3K | |
| Inspection+ Tool Kit | $4K | $4K | |
| Computer Hardware and Software | $500 | $3K | |
| Insurance Premiums—First 3 Months | $800 | $1K | |
| Business Organizational Filings and Licensing Fees | $750 | $2K | |
| Startup Launch Programnot refundable | $10K | $10K | |
| Additional Funds—First 3 Months | $1K | $3K | |
| Total initial investment | $41K | $50K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $41K – $50K
- Top 40% of category vs category
- Liquid capital req'd
- $1K – $3K
- Top 40% of category vs category
- Franchise fee
- $21K – $21K
- Top 40% of category vs category
- Royalty
- 7.0%
- Gross Sales · typical 6–8%
- Ad fund
- 4.0%
- typical 3–5%
- Total fee load
- 11.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 7.0% of gross sales |
| Marketing / ad fund | 4.0% of gross sales |
| Technology fee | $425 |
| Transfer fee | $8K |
| Renewal fee | $0 |
| Total fee load | 11.0% of rev |
What do units actually make?
Source: FDD 2026 · Item 19
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
WIN Home Inspection did not disclose financial performance in FDD Item 19. The ROIC and return models require Item 19 revenue. Without it all inputs are estimates. You can still run the calculator with your own assumptions by entering an expected revenue figure.
Returns model · single-unit ROIC
What would one WIN Home Inspection unit return on the cash you put in?
Unlevered ROIC · per unit
Estimated return on your total franchise investment, before any debt financing.
127%
Above the 30–60% band. Verify revenue is per-unit average
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2026 FDD
Financial Performance
- Item 19 type
- Historical Gross Revenue by Measurement Period, with quartile breakdown
- Sample size
- 94 franchisees
- vs category median 32 · large
- Range (low → high)
- $108K→$1.4M
- Cohort dispersion (min → max)
- Quartile band
- $136K→$517K
- Bottom 25% → top 25%
- Transparency tier
- full
- Categorical assessment of disclosure depth
- Reporting year
- 2025
- Fiscal year the figures cover
- Source filing
- FDD 2026
- Disclosed in the 2026 filing, covering 2025
- Transparency
- 4 / 10
- vs category median 4 / 10 · typical
Compared against 321 Home Services brands
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Fee burden
Total ongoing fee load of 11.0% — above the Home Services average of 8.9%.
Disclosure
Item 19 reports Historical Gross Revenue by Measurement Period, with quartile breakdown rather than annual gross sales, so unit revenue is not directly comparable.
Operator retention
System contracting at -7.8% CAGR over 3 years. Investigate whether closures are franchisor-driven consolidation or franchisee exits.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Home Services averages
How WIN Home Inspection Compares
Is the system healthy?
Source: FDD 2026 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 247
- Opened
- 18
- Last reporting year
- Closed
- 0
- Terminated
- 25
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 17
- Term expired, not renewed (per Item 20)
- Turnover rate
- 17.0%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (3-yr)
- -7.8%
- Net unit change over 3 years
- 3-yr CAGR
- -7.8%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 18
- Closed (3yr)
- 0
- Terminated (3yr)
- 25
- Non-renewed (3yr)
- 17
- Transfers (3yr)
- 9
- Reacquired (3yr)
- 0
- Franchisor bought back
- Transfer rate
- 2.6%
- Owners selling to other franchisees
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 20 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 16
- Loan volume
- $2.0M
- Median loan
- $135K
- 50th percentile
- Charge-off rate
- 8.3%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 91.7%
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 11
- Defaults
- 1
- Typical loan rate
- 7.4%
- avg rate to borrowers
- Franchised industry avg
- 23.9%
- brand beats franchise avg ↓
- Jobs supported
- 48
- 2.4 per loan
- Lender concentration
- 19%
- top lender's share
Borrower mix: 57% went to startups / new businesses, 43% to established operators
Franchise vs independent — in building inspection services, franchised businesses charge off at 23.9% vs 19.1% for independents — franchising is associated with 25% higher SBA default risk in this category.
Top lenders financing WIN Home Inspection franchisees
Showing 3 of 11 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into WIN Home Inspection's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 14 states
- Startup risk premium and job creation velocity
- 9-year lending trend
Instant access. No subscription.
What could kill this investment?
SBA loans charge off at 8.3% — 48% below the 16.0% national norm, i.e. lower lender-observed risk.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Healthy 247-unit all-franchised home-inspection system with strong $5.41M net worth, $696K net income, audited and Item 19 disclosed. The single litigation was franchisor-initiated to enforce a non-compete (won injunction + $41K). Slight -7.8% unit decline is the only minor note.
Litigation (Item 3)
1 case reference(s): 0 pending, 1 settled.
Largest disclosed settlement: $41,000
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Baker Tilly US, LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
Score breakdown · what drove the 69 / 100 verdict
- 01MINORStrong financials: $5.41M net worth, $696K net income
- 02MINOR1 franchisor-initiated enforcement suit (won), routine
- 03MEDAudited financials, Item 19 disclosed
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 11.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2026 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 7 years |
|---|---|
| Renewal term | 7 years |
| Allowed renewalsℹ | 1 |
| Territory type | ZIP codes |
| Protected territory | No |
| Exclusive territoryℹ | Yes |
| Territory population | 50,000 |
| Online sales rightsℹ | Granted |
| Franchisor can compete | Yes |
| Hire a manager? | Not allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 1 year |
| Right of first refusalℹ | Yes |
| Termination notice | 30 days |
| Termination groundsℹ | 3 |
| Curable defaultsℹ | 7 |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Delaware |
| Litigation count | 1 |
View Item 3 litigation summary
1 case reference(s): 0 pending, 1 settled.
Items 10, 11
Training & Operations
- Classroom training
- 164 hrs
- On-the-job training
- 105 hrs
- Training location
- On-site and off-site
- Ongoing training
- Required
- Time to open
- 4 mo
- From signing to launch
- Site selection
- franchisor
- Franchisor financing
- Offered
- Item 10
- POS system
- WINnovation Platform
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: WINnovation Platform
Item 20 · call current owners
Franchisee Contacts
99 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
WIN Home Inspection · FDD (2026) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a WIN Home Inspection franchise?
The total investment to open a WIN Home Inspection franchise ranges from $41K – $50K, with an initial franchise fee of $21K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do WIN Home Inspection franchise owners earn?
WIN Home Inspection does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Item 19 in the WIN Home Inspection FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the WIN Home Inspection FDD and qualifies whose outlets they describe.
What is WIN Home Inspection's franchise failure rate?
Based on SBA 7(a) loan data, WIN Home Inspection has a charge-off rate of 8.3% across 16 loans, meaning 8.3% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many WIN Home Inspection franchise locations are there?
As of their most recent FDD filing, WIN Home Inspection has 247 total units in the United States, including 247 franchised units and 0 company-owned units. 18 new units were opened in the latest reporting year.
Is WIN Home Inspection a good franchise to buy?
FranchiseVerdict rates WIN Home Inspection as a A-grade franchise with a verdict score of 69 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
Are you the franchisor?
If you represent WIN Home Inspection, you can request corrections or provide updated information.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.