Bottom line
- Total investment $41K – $50K including a $21K franchise fee, 7.0% ongoing royalty.
- Average unit revenue of $270K/year (median $206K).
- Rated STRONG with a risk score of 48/100. SBA loan default rate of 0.0% across 23 loans (below the industry average).
- System contracting at -7.8% CAGR over 3 years. Investigate whether closures are franchisor-driven (consolidation) or franchisee-driven (economics).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one WIN Home Inspection unit return on the cash you put in?
Unlevered ROIC · per unit
46%
In Yale's "attractive" band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 WIN Home Inspection units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$54K
on $270K purchase
Total debt
$216K
SBA $0.1M + senior + seller note
Overview
About
WIN Home Inspection franchisees conduct pre-purchase residential property inspections for homebuyers and real estate agents. Day-to-day operations involve scheduling inspections, performing 2-4 hour detailed walkthroughs, documenting findings via inspection software, and generating detailed reports. Income depends on inspection volume (typically $300-$600 per inspection) and local market competition.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 20 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Declining franchisee base, opaque profitability, recent litigation, and unprotected territories present meaningful risks despite moderate initial investment.
Score breakdown · what drove the 48 / 100 rating
- 01MEDUnit count declined 8.9% YoY (247 units), indicating system shrinkage and potential market saturation or franchisee dissatisfaction
- 02MINORNo net income disclosure despite $269K average revenue—opacity raises profitability and sustainability questions
- 03HIGHRecent litigation (2024) involving non-compete violation suggests enforcement challenges and potential post-termination business model risks
- 04MINORUnprotected territory creates direct competition between franchisees, eroding individual unit economics
- 05MINORRoyalty floor of $280/month ($3,360/year) on low-revenue months may pressure marginal performers to exit
- 06HIGHGoing Concern status is FALSE but not explicitly addressed—needs clarification on financial health of franchisor
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
99 numbers
One-time purchase · CSV download · Validation questions included
FDD download
WIN Home Inspection · FDD (2026) PDF