West Coast Sourdough
Bottom line
- Total investment $297K – $442K including a $25K franchise fee.
- Average unit revenue of $741K/year (median $711K).
- Rated STRONG with a risk score of 52/100. SBA loan default rate of 0.0% across 20 loans (below the industry average).
- System growing at 96.0% CAGR over 3 years with 49 total units — strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one West Coast Sourdough unit return on the cash you put in?
Unlevered ROIC · per unit
31%
In Yale's "attractive" band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 West Coast Sourdough units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$1.3M
on $6.7M purchase
Total debt
$5.3M
SBA $3.3M + senior + seller note
Overview
About
West Coast Sourdough franchisees operate artisanal sourdough bakeries offering handcrafted breads and bakery items, typically in retail storefronts or kiosks. Day-to-day operations include dough preparation, fermentation management, baking, point-of-sale transactions, and customer service in a production-focused environment.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 12 · 1 state reported
The Territory Map
FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.
1
states with franchisees (per FDD Item 12)
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Litigation-laden franchisor with aggressive expansion, missing profitability data, and regulatory history presents elevated risk despite strong topline revenue and protected territories.
Score breakdown · what drove the 52 / 100 rating
- 01MEDNet income not disclosed in Item 19 — cannot assess true profitability despite $741K average revenue
- 02HIGHActive litigation history including trademark infringement, domain misappropriation, and DFPI consent order for unregistered franchise sales
- 03MINORDFPI consent order indicates prior regulatory violations and compliance risk
- 04MINORAggressive unit growth (40% YoY) may indicate oversaturation or unsustainable expansion pace
- 05MINORRoyalty structure ($1,000/month minimum) creates break-even risk on underperforming locations
- 06HIGHNo 'Going Concern' status confirmation — potential financial instability at franchisor level
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
49 numbers
One-time purchase · CSV download · Validation questions included
FDD download
West Coast Sourdough · FDD (2025) PDF